DATE

ACORD, CERTIFICATE OF LIABILITY INSURANCE Page 1 of 2 /
PRODUCER

26

North America,
Century Blvd.

P. 0 .

Inc. -

Regional

Cert

Center

aox -305191

Nashville,
INSURED

THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION
ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE
HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR
ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW.

077-945-1378
Willis

06/29/2004

TN

372305191

Corrections
Corporation
10 Burton Hills Blvd.
Nashville,
TN
37215

INSURERS AFFORDING COVERAGE

of

INSURERA:

America

Steadfast

26387-000

Insurance COmp =JY

INSURERB:hericanBorne Assurance
INSURERCExecutiveRisk

Company

Specialty

19380-001

Insurance

Compan

44792-001

INSURER D:

T H E P O L I C I E S O F I N S U R A N C E L I S T E D B E L O W H A V E B E E N I S S U E D TO T H E I N S U R E D N A M E D A B O V E F O R T H E P O L I C Y P E R I O D I N D I C A T E D . N O T W I T H S T A N D I N G
ANY REQUIREMENT, TERM OR CONDJTION
OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR
MAY PERTAIN, THE iNsUi34NcE A F FORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS. EXCLUSIONS AND CONDITIONS OF SUC H
POLICIES. AGGREGATE LlMlTS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.

#F
B

l-fPE OF INSURANCE
GENERAL LlABlLrPl

POLICY NUMBER

SC0377042303

POLICY EFFECTIVE
DATE (MMIDDIW)

POLICY EXPIRATIOI
DATE lMM/ODPlYI

4/l/2004

4/l/2005

LIMITS

GENERAL LIABIlJTY

GEN’LAGGREGATELIMITAPPLIES PER:
PROPOLICY
LOC
JECT

$

5,000,000

FIRE DAMAGE (Any one fire)

$

1.000,000

MED EXP(Any oneperson)

B

PERSONALBADV I N J U R Y

$

GENERAL AGGREGATE

s

5,000,000
15,000,000

$

5,000,000

PRODUCTS- COMP/OP

5188959

AUTOMOBILE LIABILITY
3-

EACH OCCURRENCE

4/I/2004

4/L/2005

AGG

COMBINED SINGLE LIMIT
(Ea accident)

X ANY AUTO
ALLOWNEDAUTOS

BODILY INJURY
(Per person,

SCHEDULED AUTOS

s

HIRED AUTOS
NON-OWNEDAUTOS

n

b

GARAGE LIABILITY

AUTO ONLY - EAACCIDENT

ANY AUTO

EAACC

OTHER THAN

-I AUTO ONLY:

EXCESS LIABILITY
CLAIMS MADE

$
S

A G G I6

EACH OCCURRENCE

$

AGGREGATE

0
$

DEDUCTIBLE

s

RETENTION

$

EMPLOYERS’ LIABILITY

t

5212470

4/l/2004

WC STATUx TORY LIMITS

4/l/2005

O$-

E.L. EACH ACCIDENT

81663430
Physicians

7/l/2005

1,000,000
1,000,000

i
-EL. DISEASE-POLICY LIMIT
$2.000.000

Medical

IESCRIPTION OF OPERATIONSlLOCATIONSNl

1 ZERTIFICATE

7/l/2004

$

E.L. DISEASE - EA EMPLOYEE $

CLESlEXCLUSlONS ADDED BY ENDORSEMEP

H O L D E R 11
AODlTlONAL

INSURED: INSURER LETTER:

SPEClALPROVISIOh

!

Each

$S.OOO,OOO

%

1.000,000

Claim

Aggregate

CANCELLATION
SHOULD ANY OFTHEABOVE DESCRIBED POLICIES BE CANCELLED BEFORETHE

EXPlRATlON

DATE THEREOF, THE lSSUlNG INSURER WILL ENDEAVOR TO MAlL 30 DAYS WRllTEN
NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO DO SO SHALL
,MPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER. TTS AGENTS OR

state
of
Vermont
Attn:
Department
of
Corrections
1 2 2 9 Portland Street, Suite 101
St. Johnsbury, V!C
05819
I

ACORD 25-S (7/97)

Coll:1029674

REPAE$ENTATI”q.

Tpl:274093

Cc

n

I I

OACORD CORPORATION 1988

Steadfast Insurance Company
DOVER, DELAWARE
Administrative Offices - 1400 Americanhc, Schaumburg. Illinois 60196-1056

Commercial General Liability Declarations
Occurrence Coverage
Policy Period

Policy Number
from

SC0 3770423-02

4/l/2003

to

4/l/2004

Named Insured and Mailing Address

Producer Name and Address

Corrections Corporation of America
(See Endorsement #2)
10 Burton Hills Boulevard
Nashville, TN 37215-6105

Stewart SmithlMcAlear Associates, Inc.
285 1 Charlevoix Drive SE, Suite 120, PO Box 111
Grand Rapids, MI 49546

18309
Producer Number
The Policy period begins and ends on the dates stated above at 12:Ol A.M. Standard Time at your mailing address as stated above.
IN RETURN FOR THE PAYMENT OF PREMIUM, AND SUBJECT TO ALL THE TERMS OF THIS POLICY, WE AGREE
WITH YOU TO PROVIDE THE INSURANCE AS STATED IN THIS POLICY.
Y
LIMITS OF INSURANCE

This policy provides for the Limits of Insurance below: See Section III for definition of Limits of Insurance
Each Occurrence Limit

$ 5,000,000

Personal and Advertising Injury Limit

$ 5,()()0,0()0

Any One Person or Organization

‘-;;f: Damage Limit

$ 1 ,OOO,OOO

Any One Fire

Medical Expense Limit

Any One Person

General Aggregate Limit (Other Than Products/Completed Operations)

$
N/A
$ 5,000,000

Products/Completed Operations Aggregate Limit

$ 5,000,000

Total General Policy Aggregate

$20,000,000

Form of Business:

q

Business Description:

Operation of Detention Centers

Individual

0 Partnership

Location of all Premises you own, rent or occupy:

0 Joint Venture

q

Organization (Other than
Partnership or Joint Venture)

(See Endorsement #7)

For Classifications, Codes, Premium Basis, Rates, and Advance Premium,
See attached Schedule of Operations #3
Total Policy Premium:
Minimum & Deposit
$2,204,766
Premium payable at inception is: $2,204,766
Forms and Endorsements attached to this policy: See attached Forms and Endorsements Schedule #l

Countersigned this

day o

STF-CGL-D-203-A.CW (719X)>

@

ZURICH
Steadfast Insurance Company
Commercial General Liability Policy
Occurrence - Defense Costs Inside Limits

Various provisions in this policy restrict coverage. Read the entire policy careful/y to determine rights, duties
and what is and is not covered.
Throughout this policy the words “you” and “your” refer to the Named insured shown in the declarations, and
any other person or organization qualifying as a Named Insured under this policy. The words “we,” “us” and
“our” refer to fhe company providing fhis insurance.
The word “insured” means any person or organization gua/ifying
(SECTION II).

as such under WHO IS AN INSURED

Other words and phrases that appear in quotation marks have special meaning. Refer to DEFINITIONS
(SECTION v).

In consideration of the payment of the premium, and in
reliance upon the statements in the declarations and
the application, and subject to the limits of insurance,
and the terms, conditions and exclusions of this policy,
we agree with you as follows:
SECTION I - COVERAGE A. BODILY INJURY AND
PROPERTY DAMAGE LIABILITY
1. Insuring Agreement
a.

We will pay those sums that the insured becomes
legally obligated to pay as “damages” because of
“bodily injury” and “property darnage” to which
this insurance applies. We will have the right and
duty to defend the insured against any “suit” seeking those “damages,” and we will pay all “covered
expenses ” we incur with respect to such “suit,” up
to the limits of insurance. However, we will have
no duty to defend the insured against any “suit”
seeking “damages” for “bodily injury” or “property
damage” to which this insurance does not apply.
We may at our discretion investigate any “occurrence” and settle any claim or “suit” that may result. But:
(1) The amount we will pay for “damages” and
“covered expenses” is limited as described in
LMITS OF INSURANCE (SECTION III);
and

(2) Our right and duty to defend end when the applicable limit of insurance has been:
(a) used up in the payment of “damages” or
“covered expenses” under Coverages A or
B or medical expenses under Coverage C;
or
(b) deposited in a court of competent jurisdiction.
(3) If the limit of insurance is exhausted prior to
settlement or judgment of any pending “suit,”
we have the right to withdraw from further defense of the “suit” by tendering control of the
“suit” to the insured, and the insured agrees as
a condition to the issuance of the policy to accept such tender.
b. This insurance applies to “bodily injury” and
“property damage” only if:
(1) The “bodily injury” or “property damage” is
caused by an “occurrence” that takes place in
the “coverage territory”; and
(2) The “bodily injury” or “property damage” occurs during the “policy period”.
(c) “Damages” because of “bodily injury” include
“damages” claimed by any person or organization
for care, loss of services, or death resulting at any
time from the “bodily injury”.

Includes copyrighted material of Insurance Services Office. Inc. with its permission.

STF-CGL-113-C CW (7-98
Page 1 of 11

2.

Exclusions.

(b) Performing duties related to the conduct
of the insured’s business; or

This insurance does not apply to:
a.

,306’)
“_

(2) The spouse, child, parent, grandparent, brother
or sister of that “employee” of the insured, its
parent, subsidiary or affiliate.

Expected or Intended Injury
“Bodily injury” or “property damage” which results
from an act that is intended by the insured or can be
expected from the standpoint of a reasonable person to cause “bodily injury” or “property damage,”
even if the injury or damage is of a different degree
or type than actually intended or expected. This
exclusion does not apply to “bodily injury” resulting from the use of reasonable force to protect persons or property.

This exclusion applies:
(1) Whether the insured may be liable as an employer or in any other capacity; and
(2) To any obligation of the insured to indemnify
or contiibute with another because of “damages” arising out of the “bodily injury.”
This exclusibn does not apply to liability assumed
by the insured under an “insured contract.”

b. Contractual Liability
“Bodily injury” or “property damage” for which the
insured is obligated to pay “damages” by reason of
assumption of the liability of others in a contract or
agreement, whether written or oral. This exclusion
does not apply to liability for “damages”:

0)

f. Pollution

(1)

Assumed in a contract or agreement that is an
“insured contract,” provided the “bodily injury” or “property damage” occurs subsequent
to the execution of the contract or agreement;
or

(2) Any loss, cost or expense arising out of any:
(a) Request, demand or order that any insured
or others test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any way respond to, or assess the
effects of pollutants; or

(2) That the insured would have in the absence of
the contract or agreement.
C.

Liquor Liability

(b) Claim or “suit” by or on behalf of a governmental authority for damages because
of testing for, monitoring, cleaning up,
removing, containing, treating, detoxifying
or neutralizing, or in any way responding
to, or assessing the effects of pollutants.

“Bodily injury” or “property damage” for which an
insured may be held liable by reason of:

(1)

Causing or contributing to the intoxication of
any person;

(2) The furnishing of alcoholic beverages to a person under the legal drinking age or under the
influence of alcohol; or
(3) Any statute, ordinance or regulation relating to
the sale, gift, distribution or use of alcoholic
beverages.
This exclusion applies only if you are in the business of manufacturing, distributing, selling, serving
or furnishing alcoholic beverages.
d.

Workers Compensation and Similar Laws
Any obligation of the insured under a workers’
compensation, disability benefits or unemployment
compensation law or any similar law.

e.

Employer’s Liability
“Bodily injury” to:
(1) An “employee” of the insured arising out of
and in the course of:
(a) Employment by the insured; or

“Bodily injury” or “property damage” arising
out of the actual, alleged or threatened discharge, dis- persal, seepage, migration, release or escape of pollutants at any time.

Pollutants means any solid, liquid, gaseous or
thermal irritant, or contaminant, including smoke,
vapor, soot, fumes, acids, alkalis, chemicals and
waste. Waste includes materials to be recycled, reconditioned or reclaimed.
g.

Aircraft, Auto or Watercraft
“Bodily injury” or “property damage” arising out
of the ownership, maintenance, use or entrustment
to others of any “aircraft,” “auto,” or watercraft or
snowmobile or trailer designed to use with a
snowmobile owned or operated by or rented or
loaned to any insured. Use includes operation and
“loading or unloading.” This exclusion does not
apply to:
(I) A watercraft while ashore on premises you
own or rent;
(2) A watercraft you do not own that is:
(a) Less than 26 feet long; and
(b) Not being used to carry persons or property for a charge;

STF-CGL-113-C CW (7-98)
Page 2 of 14

(3) Parking an “auto” on, or on the ways next to,
premises you own or rent, provided the “auto”
is not owned, rented or loaned to you or the insured; or
(4) “Bodily injury” or “property damage” arising
out of the operation of any of the equipment
listed in paragraph f.(2) or f.(3) of the definition of “mobile equipment” (Section V).
h.

Mobile

Paragraph (6) of this exclusion does not apply to
“property damage” included in the “productscompleted operations hazard”.
k.

“Property damage” to “your product” arising out of
it or any part of it.
1.

Equipment

This exclusion does not apply if the damaged work
or the work out of which the damage arises was
performed on your behalf by a subcontractor.

(1) The transportation of “mobile equipment” by
an “auto” owned or operated by or rented or
loaned to any insured; or

i.

m. Damage to Impaired Property or Property Not
Physically Injured
“Property damage” to “impaired property” or property that has not been physically injured, arising out
O f

War

(1) A defect, deficiency, inadequacy or dangerous
condition in “your product” or “your work”; or

“Bodily injury” or “property damage” due to war,
whether or not declared, or any act or condition incident to war. War includes, without limitation,
civil war, insurrection, rebellion or revolution.
i

(2) A delay or failure by you or anyone acting on
your behalf to perform a contract or agreement
in accordance with its terms.

Damage to Property

This exclusion does not apply to the loss of use of
other property arising out of sudden and accidental
physical injury to “your product” or “your work”
after it has been put to its intended use.

“Property damage” to:

(1)

Property that the insured owns, rents, or occupies;

(2) Premises the insured sells, gives away, abandons, or ceases to have operational control
over, if the “property damage” arises out of
any part of those premises;

n.

(4) Property in the care, custody or control of the
insured;

(1) “Your product”;
(2) “Your work”; or

(5) That particular part of real property on which
you or any contractors or subcontractors
working directly or indirectly on your behalf
are performing operations, if the “property
damage” arises out of those operations; or

Paragraph (2) of this exclusion does not apply if the
premises are “your work” and were never occupied,
rented or held for rental by you.
Paragraphs (3), (4), (5) and (6) of this exclusion do
not apply to liability assumed under a sidetrack
agreement.

Recall of Products, Work or Impaired Property
“Damages” claimed for any loss, cost or expense
incurred by you or others for the loss of use, withdrawal, recall, inspection, repair, replacement, adjustment, removal or disposal of

(3) Property loaned to the insured;

(6j That particular part of any property that must
be restored, repaired or replaced because “your
work’ was incorrectly performed on such
property.

Damage to Your Work
“Property damage” to “your work” arising out of it
or any part of it and included in the “productscompleted operations hazard.”

“Bodily injury” or “property damage” arising out
of:

(2) The use of “mobile equipment” in, or while in
practice for, or while being prepared for, any
prearranged racing, speed, demolition, or
stunting activity.

Damage to Your Product

(3) “Impaired property”;
if such product, work, or property is withdrawn or
recalled from the market or from use by any person
or organization because of a known or suspected
defect, deficiency, inadequacy or dangerous condition in it.
Exclusions c. through n. do not apply to damage by tire
to premises while rented to you or temporarily occupied
by you with permission of the owner. A separate limit
of insurance applies to this coverage as described in
LIMITS OF INSURANCE (Section III).

o.

Asbestos
Any obligation of ours:

(1) To investigate, settle or defend any claim or
“suit” against any insured alleging actual or
threatened injury or damages of any nature or
kind, including loss of use to persons or property, which arises out of or would not have occurred but for:
(a) Exposure to asbestos; or
(b) Manifestation of any disease relating to
the exposure to asbestos during the policy
period or at any time prior to the policy
period;
(2) To pay, contribute or indemnify another for
any injury or damage resulting in judgments,
settlements, loss, costs or expenses awarded or
incurred that:
(a) Arises out of any such claims or “suit”; or
(b) Arises due to compliance with any action
authorized by law relating to such injury
or damage.
p. Employment Related Practices
“Bodily injury” to:
(1) A person arising out of any:
(a) Refusal to employ that person;
(b) Termination of that person’s employment;
or
(c)

Employment-related practices, policies,
acts or omissions, such as coercion, demotion, evaluation, reassignment, discipline, defamation, harassment, humiliation, or discrimination directed at that person; or

(2) The spouse, child, parent, brother or sister of
that person as a consequence of “bodily injury”
to that person at whom any of the employmentrelated practices described in paragraphs (a),
(b) or (c) above is directed.
This exclusion applies:

under any such policy but for its terminatior
upon exhaustion of its limit of liability; or
(2) resulting fi-om the “hazardous properties” oj
“nuclear material” and with respect to whicl(a) any person or organization is required tc
maintain financial protection pursuant to the
Atomic Energy Act of 1954, or any law amendatory thereof; (b) the insured is, or, had this
policy not been available, would be entitled tc
indemnity from the United States of Americe
or any agency thereof, with any person or organization; or
(3) Under any liability coverage, resulting frorr
the “hazardous properties” of “nuclear material > ” iF9
(a) the “nuclear material” (i) is at any “nuclear
facility” owned by the insured or operated
by the insured or on the insured’s behalf,
or (ii) has been discharged or dispensed
therefrom;
(b) the “nuclear material” is contained ir
“spent fuel” or “waste” at any time possessed, handled, used, processed, stored,
transported, or disposed of by the insured
or on the insured’s behalf; or
(c) the “bodily injury” or “property damage”
arises out of the furnishing by the insured
of services, materials, parts or equipmenl
in connection with the planning, construction, maintenance, operation or use of an>
“nuclear facility,” but if such facility is located within the United States of America,
its territories or possessions or Canada.
this exclusion, (3) applies only to “property damage” to such “nuclear facility’
and any property threat.
(4) As used in this exclusion:
(a) “hazardous properties” includes radioactive, toxic or explosive properties;

@I

“nuclear material” means “source material,” “special nuclear material” or “by
product material”;

cc>

“source material,” ” special nuclear material” and “by-product material” have the
meanings given them in the Atomic Energy Act of 1954 or any law amendatog
thereof;

(3) Whether the insured may be liable as an employer or in any other capacity; and
(4) To any obligation to share damages with or repay someone else who must pay damages because of the injury;
4.

Nuclear Liability
“Bodily injury” or “property damage”:
(1) with respect to which the insured is also an insured under a nuclear energy liability policy issued by Nuclear Energy Liability-Property Insurance Association, Mutual Atomic Energy
LiabiIity Underwriters or Nuclear Insurance
Association of Canada, or would be an insured

(d) “spent fuel” means any fuel element OI
fuel component, solid or liquid, which ha:
been used or exposed to radiation in 2
“nuclear reactor”;

(4

“wasfe” means any waste material (i:
containing “by-product material” other
than the tailing or wastes produced by the
STF-CGL-113-C CW (7-98
Page 4 of IL

extraction or concentration of uranium or
thorium from any ore processed primarily
for its “source material” content and (ii)
resulting from the operations by any person or organization of a “nuclear facility”
included within the definition of “nuclear
facility” below;

may at our discretion investigate any offense and
settle any claim or “suit” that may result. But:

(1)

(2) Our right and duty to defend end when the applicable limit of insurance has been:

“nuclear facility” means:

(a) used up in the payment of “damages” or
“covered expenses” under Coverages A or
B or medical expenses under Coverage C;
or

(i) any “nuclear reactor”;
(ii) any equipment or device designed or
used for [l] separating the isotopes of
uranium or plutonium, [2] processing
or utilizing “spent fuel”, or [3] handling, processing or packaging
“wastes”;

(b) deposited in a court of competent jurisdiction.
(3) If the Limit of Insurance is exhausted prior to
settlement or judgment of any “suit”, we will
have the right to withdraw from further defense
of the “suit” by rendering control of such defense to the insured, and the insured agrees as
a condition to the issuance of this policy to accept such tender..

(iii) any equipment or device used for the
processing, fabricating, or alloying of
“special nuclear material” if at any
time the amount of such material in
your custody at the premises where
such equipment or device is located
consists of or contains more than 25
grams of plutonium or urauiurn 233 or
any combination thereof, or more than
250 grams of uranium 235;

b.

“property damage” includes all forms of
radioactive contamination of property.
B.
PERSONAL
INJURY LIABILITY

INJURY

AND

reement.
pay those sums that the insured becomes
bligated to pay as “damages” because of
1 injury” or “advertising injury” to which
:ance applies. We will have the right and
efend the insured against any “suit” seek“damages,” and we wilI pay all “covered
” we incur with respect to such “suit” up to
1of insurance. However, we will have no
efend the insured against any “suit” seekages” for “personal injury” or “advertising,
) which this insurance does not apply. We

This insurance applies to:

(1)

(iv) any structure, basin, excavation,
premises or place prepared or used
for storage or disposal of “waste” and
includes the site on which any of the
foregoing is located, all operations
conducted on such site and all premises used for such operations;
“nuclear reactor” means any apparatus designed or used to sustain nuclear fission in
a self-supporting chain reaction or to
contain a critical mass of fissionable material;

The amount we will pay for “damages” and
“covered expenses is limited as described in
LIMITS OF INSURANCE (Section III); and

“Personal injury” caused by an offense arising
out of your business, excluding advertising,
publishing, broadcasting or telecasting done by
or for you;

(2) “Advertising injury” caused by an offense
committed in the course of advertising your
goods, products or services;
b u t only if the offense was committed in the “coverage territory” during the “policy period.”
2.

Exclusions
This insurance does not apply to:
a.

“Personal injury” or “advertising injury”:
(1) False Publications
Arising out of oral or written publication of
material, if done by or at the direction of the
insured with knowledge of its falsity;
(2) Publications Prior to Policy Period
Arising out of oral or written publication of
material whose first publication took place before the beginning of the policy period;
(3) Violation of Penal Statutes or Ordinances
Arising out of the willful violation of a penal
I
statute or ordinance committed by or with the
consent of the insured;
(4) Liability Assumed by Contract
For which the insured has assumed liability in
a contract or agreement. This exclusion does
not apply to liability for “damages” that the in-

STF-CGL-113-C CW (7-98)

sured would have in the absence of the contract or agreement;

(5)

(a) (i) Refusal to employ that person;
(ii) Termination of that person’s employment; or

Pollution

(4 Arising out of the actual, alleged or tbreat-

(iii) Employment-related practices, policies, acts or omissions, such as coercion, demotion, evaluation, reassignment, discipline, defamation, harassment, humiliation, or discrimination
directed at that person; or

ened discharge, dispersal, seepage, migration, release or escape of pollutants at any
time.

(b) Any loss, cost or expense arising out of
any:

(b) The spouse, child, parent, brother or sister
of that person as a consequence of “personal injury” or “advertising injury” to
that person at whom any of the employment-related practices described in paragraphs (i), (ii) or (iii) above is directed.

(9 Request, demand or order that any insured or others test for, monitor, clean
up, remove, contain, treat, detoxify or
neutralize, or in any way respond to,
or assess the effects of pollutants; or
(ii) Claim or suit by or on behalf of a
governmental authority for damages
because of testing for, monitoring,
cleaning up, removing, containing,
treating, detoxifying or neutralizing,
or in any way responding to, or assessing the effects of pollutants.

This exclusion applies:
(c) Whether the insured may be liable as an
employer or in any other capacity; and
(d) To any obligation to share “damages” with
or repay someone else who must pay
“damages” because of the injury.

Pollutants means any solid, liquid, gaseous or
thermal irritant, or contaminant, including
smoke, vapors, soot, fumes, acids, alkalis,
chemicals and waste. Waste includes materials
to be recycled, reconditioned or reclaimed.

b.

(1) Breach of Contract
Breach of conkact, other than misappropriation of advertising ideas under an implied contract;

(6) Asbestos
Any obligation of ours:

(2) Advertised Quality or Performance

(a) To investigate, settle or defend any claim
or “suit” against any insured alleging actual or threatened injury or damages of
any nature or kind, including loss of use to
persons or property, which arises out of or
would not have occurred but for:

(i>

Exposure to asbestos;

The failure of goods, products or services to
conform with advertised quality or performance;
(3) Wrong Price

The wrong description of the price of goods,
products or services;

or

(4) Infringement of Patent or Trademark

(ii) Manifestation of any disease relating
to the exposure to asbestos during the
policy period or at any time prior to
the policy period;

Infringement of patent or trademark, whether
direct, contributory or by inducement; or

(b) To pay, contribute or indemnify another
for any injury or damage resulting in
judgments, settlements, loss, costs or expenses awarded or incurred that:

(5) Advertising,

Broadcasting,
Telecasting Business

(ii) Arises due to compliance with any
action authorized by law relating to
such injury or damage.
(7) Employment Related Practices

Publishing

or

An offense commit&ed by an insured whose
business is advertising, broadcasting, publishing or telecasting.

(i) Arises out of any such claims or
“suit”; or

To a person arising out of any:

“Advertising injury” arising out of:

COVERAGE C. MEDICAL PAYMENTS
1.

Insuring

a.

Agreement.

We will pay medical expenses as described below
for “bodily injury” caused by an accident:
(1) On premises you own or rent;

(2) On ways next to premises you own or rent; or

also insureds, but only with respect to the conduct
of your business.

(3) Because of your operations; provided that:
c.

(a) The accident takes place in the “coverage
territory” and during the policy period;
(b) The expenses are incurred and reported to
us within one year of the date of the accident;
(c) The injured person submits to examination, at our expense, by physicians of our
choice as often as we reasonably require.

2.

An organization other than a partnership or joint
venture, you are an insured. Your “executive ofticers” and directors are insureds, but only with respect to their duties as your officers or directors.
Your stockholders are also insureds, but only with
respect to their liability as stockholders.

Each of the following is also an insured:
a.

b. We will make these payments regardless of fault.
These payments will not exceed the applicable limit
of insurance. We will pay reasonable expenses for:

Your “employees,” other than your “executive officers,” but only for acts within the scope of their
employment by you or while performing duties related to the conduct of your business. However, no
“employee” is an insured for:
(1) “Bodily injury” or “personal injury”;

(1) First aid at the time of an accident;
(2) Necessary medical, surgical, x-ray and dental
services, including prosthetic devices; and

(4 To you, to your partners or members (if
you are a partnership or joint venture), or
to a co-“employee” while in the course of
his or her employment or while perforning duties related to the conduct of your
business;

(3) Necessary ambulance, hospital, professional
nursing and funeral services.
2.

Exclusions.

(b) To the spouse, child, parent, grandparent,

We will not pay for expenses for “bodily injury”:
a.

To any insured.

b.

To a person hired to do work for or on behalf of
any insured or a tenant of any insured.

c.

To a person injured on that part of premises you
own or rent that the person normally occupies.

d.

To a person, whether or not an “employee” of any
insured, if benefits for the “bodily injury” are payable or must be provided under a workers’ compensation or disability benefits law or similar law.

e.

brother or sister of that co-“employee”;

(cl FOT which there is any obligation to indemnify or contribute with another who
must pay “damages” because of the injury
described in (l)(a) or (b) above; or

(d) Arising out of his or her providing or

L

(2) “Property damage” to property:
(a) Owned, occupied or used by,

To a person injured while taking part in athletics.

(b) Rented to, in the care custody or control
of, or over which physical control is being
exercised for any purpose by you, any of
your “employees,” or, if you are a partnership or joint venture, by any partner or
member.

f. Included within the “products-completed operations hazard.”
g.

Excluded under Coverage A.

h.

If you are a club, to any of your members.

i.

If you are a hotel, motel or tourist court, to any of
YOUT guests.

b.

j.

Arising from or in connection with any medical expenses for services by you, any of your employees
or any person or organization under a contract to
you to provide such services.

Any person (other than your “employee”), or any
organization while acting as your real estate manager.

c.

Any person or organization having proper temporary custody of your property if you die, but only:
(1) With respect to liability arising out of the
maintenance or use of that property; and

SECTION II -WHO IS AN INSURED
1.

failing to provide professional health care
services.

If you are designated in the Declarations as:
a.

b.

An individual, you and your spouse are insureds,
but only with respect to the conduct of a business
of which you are the sole owner.
A partnership or joint venture, you are an insured.
Your members, your partners, and their spouses are

(2) Until your legal representative has been appointed.
d.

Your legal representative if you die, but only with
respect to that person’s duties as such. That representative will have all your rights and duties under
this policy.

STF-CGL-113-C CW (7-98)
Page 7 of 14

3.

4.

With respect to “mobile equipment” registered in your
name under any motor vehicle registration law, any person is an insured while driving such equipment along a
public highway with your permission. Any other person
or organization responsible for the conduct of such person is also an insured but only with respect to liability
arising out of the operation of the equipment, and, only
if no other insurance of any kind is available to that person or organization for this liability. However, no person or organization is an insured with respect to:
a.

“Bodily injury” to a co-“employee” of the person
driving the equipment; or

b.

“Property damage” to property owned by, rented to,
in charge of or occupied by you or the employer of
any person who is an insured under this provision.

Coverage under this provision is afforded only until
the 90th day after you acquire or form the organization;

b.

Coverage A does not apply to “bodily injury” or
“property damage” that occurred before you acquired or formed the organization; and

c.

Coverage B does not apply to “personal injury” or
“advertising injury” arising out of an offense committed before you acquired or formed the organization.

No person or organization is an insured with respect to
the conduct of any current or past partnership or joint
venture that is not shown as a Named Insured in the
Declarations.
SECTION III - LIMITS OF INSURANCE

2.

The Limits of Insurance shown in the Declarations and
the rules below fix the most we will pay regardless of
the number of:

“Damages” and “covered expenses” under Coverage B.

3,

The Products-Completed Operations Aggregate Limit is
the most we will pay under Coverage A for “damages”
and “covered expenses” because of “bodily injury” and
“property damage” included in the “products-completed
operations hazard.”

4.

Subject to 2. above, the Personal and Advertising Injury
Limit is the most we will pay under Coverage B for the
sum of all “damages” and “covered- expenses” because
of all “personal injury” and all “advertising injury” sustained by any one person or organization.

5.

Subject to 2. or 3. above, whichever applies, the Each
Occurrence Limit is the most we will pay for the sum
Of:

Any organization you newly acquire or form other than
a joint venture, and over which you maintain ownership
or majority interest, will qualify as a Named Insured if
there is no other similar insurance available to that organization. However:
a.

1.

C.

a.

“Damages” and “covered expenses” under Coverage A; and

b.

Medical expenses under Coverage C

because of all “bodily injury” and “property damage”
arising out of any one “occurrence.”
6.

Subject to 5. above, the Fire Damage Limit is the most
we will pay under Coverage A for “damages” and “covered expenses” because of “property damage” to premises, while rented to you or temporarily occupied by you
with permission of the owner, arising out of any one
fire.

7.

Subject to 5. above, the Medical Expense Limit is the
most we will pay under Coverage C for all medical expenses because of “bodily injury” sustained by any one
person.

The Limits of Insurance of this policy apply separately
to each consecutive “policy period.” The “policy period”
begins with the effective date shown in the Declarations. If the “policy period” is extended after issuance
for any additional period, the additional period will be
deemed part of the last preceding period for the purpose of determining the limits of insurance.

a.

Insureds;

SECTION IV - COMMERCIAL GENERAL LIABILITY
CONDITIONS

b.

Claims made or “suits” brought; or

1.

C.

Persons or organizations making claims or bringing
“suits.”

The General Aggregate Limit is the most we will pay
for the sum of:
a.

Medical expenses under Coverage C;

b.

“Damages” and “covered expenses” under Coverage A, except “damages” and “covered expenses”
because of “bodily injury” or “property damage”
included in the “products-completed operations
hazard”; and

Bankruptcy.
Bankruptcy or insolvency of the insured or of the insured’s estate will not relieve us of our obligations under
this policy.

2. Duties In The Event of “Occurrence,” Offense,
Claim or “Suit.”
a.

You must see to it that we are notified as soon as
practicable of an “occurrence” or an offense which
may result in a claim. To the extent possible, notice should include:
(1) How, when and where the “occurrence” or offense took place;

STF-CGL-113-C CW (7-98)
Page 8 of 14

(2) The names and addresses of any injured persons and witnesses; and

a. Primary Insurance
This insurance is primary except when there is
other insurance applying on a primary basis. Then
b. below applies.

(3) The nature and location of any injury or damage arising out of the “occurrence” or offense.
b.

If a claim is made or “suit” is brought against any
insured, you must:

b. Excess Insurance
This insurance is excess over any of the other insurance, whether primary, excess, contingent or on
any other basis.

(1) immediately record the specifics of the claim
or “suit” and the date received; and
(2) notify us as soon as practicable.

When this insurance is excess, we will have no duty
to defend any claim or “suit” that any other insurer
has a duty to defend. If no other insurer defends,
we will undertake to do so, but we will be entitled
to the insured’s rights against all those other insurers.

You must see to it that we receive written notice of
the claim or “suit” as soon as practicable.
c.

You and any other involved insured must:

(1)

Immediately send us copies of any demands,
notices, summonses or legal papers received in
connection with the claim or “suit”;

When this insurance is excess over other insurance,
we will pay only our share of the amount of the
loss, if any, that exceeds the sum of

(2) Authorize us to obtain records and other information;

(1) The total amount that all such other insurance
would pay for the loss in the absence of this insurance; and

(3) Cooperate with us in the investigation, adjustment or settlement of the claim, in our coverage investigation, and in defense against the
“suit”; and
(4) Assist us, upon our request, in the enforcement
of any right against any person or organization
which may be liable to the insured because of
injury or “damage” to which this insurance
may also apply.

(2) The total of all deductible and self-insured
amounts under any other insurance.
5. Premium.
a. The first Named Insured is responsible for the
payment of all premiums, which are due in full 30
days after the policy period begins; and the first
Named Insured shall be the payee for any return
premium that becomes due.

d. No insureds will, except at their own cost, voluntarily make a payment, assume any obligation, admit liability or incur any expense other than for first
aid, without our consent.

3.

b.

If the premium is a flat charge, it is not subject to
adjustment.

c.

If the premium is other than a flat charge, it is an
advance premium only. The earned premium will
be computed at the end of each year in which this
insurance is in force at the rate shown in the Declarations, subject to the minimum annual premium.

Legal Action Against Us.

No person or organization has a right under this
policy:
a.
b.

To join us as a party or otherwise bring us into a
“suit” asking for “damages” from an insured; or
To sue us on this policy unless all of its terms have
been fully complied with.

A person or organization may sue us to recover on an
agreed settlement or on a final judgment against an insured obtained after an actual trial, but we will not be
liable for “damages” that are not payable under the
terms of this policy or that are in excess of the available
limit of insurance. An agreed settlement means a settlement and release of liability signed by us, the insured
and the claimant or the claimant’s legal representative.
4. Other Insurance.
If other valid and collectible insurance is available to
the insured for a loss we cover under Coverage A or B
of this policy, our obligations are limited as follows:

6.

Review of Records.
We may examine and audit your books and records as
they relate to this insurance:
a.

At any time during the “policy period”;

b.

Up to three years afterwards; or

c.

Within one year after fmal settlement of all claims
under this policy.

7. Inspections and Surveys.
We have the right but are not obligated to:
a.

Make inspections and surveys at any time;

b.

Give you reports on the conditions we find; and

c. Recommend changes.

STF-CGL-113-C CW (7-98)
Page 9 of 14

(2) 30 days before the effective date of cancellation if we cancel for any other reason.

Any inspections, surveys, reports or recommendations
relate only to insurability and the premiums to be
charged. We do not make safety inspections. We do not
undertake to perform the duty of any person or organization to provide for the health or safety of workers or
the public. We do not warrant that conditions:
a.

Are safe and healthful; or

b.

Comply with law, regulations, codes or standards.

c. We will mail or deliver our notice to the first
Named Insured’s last mailing address known to us.
d.

Notice of cancellation will state the effective date
of cancellation. The policy period will end on that
date.

e.

If the policy is cancelled, we will send the first
Named Insured any premium refund due. If we
cancel, the refund will be pro rata. If the first
Named Insured cancels, the refund may be less than
pro rata. We may adjust the premium either when
cancellation becomes effective or as soon as practicable thereafter, but the cancellation will be effective even if we have not made or offered a refund.

f.

If notice of cancellation is mailed, proof of mailing
will be sufficient proof of notice.

g.

If we decide not to renew this policy, we will mail
or deliver to the first Named Insured written notice
of nonrenewal not less than 30 days before the expiration date.

,8. Representations and Warranties.
By accepting this policy, you agree, represent and warrant that:
a.

The statements in the Declarations are accurate and
complete;

b.

The statements in the Declarations are based upon
representations you made to us;

c . The statements in the application for this insurance
and any supplementary material attached to it are
truthful, accurate and complete; and
d.
_.--,
9.

We have issued this policy in reliance upon your
representations as contained in (a.) through (c.)
above.

If notice is mailed, proof of mailing will be sufficient
proof of notice.

Separation of Insureds.
Except with respect to the Limits of Insurance, and any
rights or .duties specifically assigned in this policy to the
fast Named Insured, this insurance applies:
a.

As if each Named Insured were the only Named Insured; and

b.

Separately to each insured against whom claim is
made or “suit” is brought.

;,
10. Transfer of Rights of Recovery Against Others To
us.

12. Changes
This policy contains all the agreements between you
and us concerning the insurance afforded. The first
Named Insured shown in the Declarations is authorized
to make changes in the terms of this policy with our
consent. This policy’s terms can be amended or waived
only by endorsement issued by us and made a part of
this policy.
13. Transfer of Your Rights and Duties Under This
Policy
Your rights and duties under this policy may not be
transferred without our written consent except in the
case of death of an individual Named Insured.

If the insured has rights to recover all or part of any
payments we have made under this policy, those rights
are transferred to us. The insured must do nothing after
loss to impair them At our request, the insured will
bring “suit” or transfer those rights to us and help us enforce them.

If you die, your rights and duties will be transferred to
your legal representative, but only while acting within
the scope of duties as your legal representative. Until
your legal representative is appointed, anyone having
proper temporary custody of your property will have
your rights and duties, but only with respect to that
property.

11. Cancellation and Nonrenewal
a.

b.

The frst Named Insured shown in the Declarations
may cancel this policy by surrendering it to us or
our authorized agent or by sending us written notice stating when the cancellation will be effective.
We may cancel this policy by mailing or delivering
to the first Named Insured written notice of cancellation at least:

SECTION V - DEFINITIONS
1.

“Advertising injury” means injury arising out of one or
more of the following offenses:
a.

Oral or written publication of material that slanders
or libels a person or organization or disparages a
person!s or organization’s goods, products or services;

b.

Oral or written publication of material that violates
a person’s right of privacy;

(1) 10 days before the effective date of cancellation if we cancel for nonpayment of premium;
or

STF-CGL-113-C CW (7-98)
Page IOof 14

Prejudgment interest awarded against the insured
on that part of the judgment we pay. If we make an
offer to pay the applicable limit of insurance, we
will not pay any prejudgment interest based on the
period of time after the offer; and

c. Misappropriation of advertising ideas or style of
doing business; or
d.

InlXngement of copyright, title or slogan.

Such offenses must be committed in the course of advertising your goods or products during the “policy period.”
2.

“Auto” means a land motor vehicle, trailer or semitrailer designed for travel on public roads, including any
attached machinery or equipment. But “auto” does not
include “mobile equipment.”

3.

“Aircraft” means a vehicle used or built for flight in the
air.
t

4.

“Bodily injury” means physical injury, sickness or disease and mental anguish or emotional distress when accompanied by physical injury, sustained by a person,
including death resulting from any of these at any time.

5.

“Coverage territory” means:
a . The United States of America (including its territories and possessions), Puerto Rico and Canada:
b.

c.

International waters or airspace, provided the injury
or damage does not occur in the course of travel or
transportation to or from any place not included in
(a) above; or
All parts of the world if:

All interest on the full amount of any judgment that
accrues after entry of the judgment and before we
have paid, offered to pay, or deposited in court the
part of the judgment that is within the applicable
limit of insurance.
“Covered expenses” do not include the salaries of your
“employees” or our “employees.”
These payments will reduce the limits of insurance.
7.

“Damages” means money that is paid to compensate an
injured party for “bodily injnry,” “property damage,”
“personal injury” or “advertising injury”.
/

8.

“Employee” includes a “leased worker.” “Employee”
does not include a “temporary worker.”

9.

“Executive officer” means a person holding any of the
officer positions created by your charter, constitution,
by-laws or any other similar governing document.

10. “Impaired property” means tangible property, other
than “your product” or “your work,” that cannot be used
or is less useful because:
a.

It incorporates “your product” or “your work” that
is known or thought to be defective, deficient, inadequate or dangerous; or

b.

You have failed to fulfill the terms of a contract or
agreement;

(1) The injury or damage arises out of:
(a) Goods or products made or sold by you in
the territory described in a. above; or
(b) The activities of a person whose home is
in the territory described in a. above, but
is away for a short time on your business;
and
(2) The insured’s responsibility to pay “damages”
is determined in a “suit” on the merits, in the
territory described in a. above or in a settlement we agree to.
6.

“Covered expenses” means:
a.

All expenses we incur for investigation, adjustment
and defense of claims and “suits,” including attorneys’ fees, expert and witness fees and court costs;

b.

The cost of bonds to release attachments, but only
for bond amounts within the applicable limit of insurance. We do not have to furnish these bonds;

c. All reasonable expenses incurred by the insured
with our prior written consent to assist us in the investigation, adjustment or defense of the claim or
“suit,” including actual loss of earnings up to $100
a day because of time off work;
d.

All costs taxed against the insured in the “suit”;

if such property can be restored to use by:
c.

The repair, replacement, adjustment, or removal of
“your product” or “your work”; or

d.

Your fulfilling the terms of the contract or agreement.

11. “Insured contract” means a written contract for:
a.

A lease of premises. However, that portion of the
contract for a lease of premises that indemnifies
any person or organization for damage by fire to
premises while rented to you or temporarily occupied by you with permission of the owner is not an
“insured contract”;

b.

A sidetrack agreement;

C.

Any easement or license agreement, except in connection with construction or demolition operations
on or within 50 feet of a railroad;

d.

An obligation, as required by ordinance, to indemnify a municipality;

e.

An elevator maintenance agreement; or

STF-CGL-113-C CW (7-98)
Page 11 of 14

That part of any other contract or agreement pertaining to your business (including an indemnification of a municipality in connection with work performed for a municipality) under which you assume
the tort liability of another party to pay for “bodily
injury” or “property damage” to a third person or
organization. Tort liability means a liability that
would be imposed by law in the absence of any
contract or agreement.
Paragraph f. does not include that part of any contract or agreement:

14. “Mobile equipment” means any of the following types
of land vehicles, including any attached machinery or
equipment:
a.

Bulldozers, farm machinery, forklifts and other vehicles designed for use principally off public roads;

b.

Vehicles maintained for use solely on or next to
premises you own or rent;

c.

Vehicles that travel on crawler treads;

d.

Vehicles, whether self-propelled or not, maintained
primarily to provide mobility to permanently
mounted:

(1) That indemnifies a railroad for “bodily injury”
or “property damage” arising out of construction or demolition operations, within 50 feet of
any railroad property and affecting any railroad bridge or trestle, tracks, roadbeds, tunnel,
underpass or crossing;
(4 That indemnifies an architect, engineer or surveyor for injury or damage arising out of:

(a>

(b)

Preparing, approving, or failing to prepare
or approve maps, drawings, opinions, reports, surveys, change orders, designs or
specifications; or
Giving directions or instruction, or failing
to give them if that is the primary cause of
the injury or damage;

(3) Under which the insured, if an architect, engineer or surveyor, assumes liability for any injury or damage arising out of the insured’s rendering or failure to render professional services, including those listed in (2) above and
supervisory, inspection or engineering services.
12. “Leased worker” means a person leased to you by a
labor leasing firm under an agreement between you and
the labor leasing firm, to perform duties related to the
conduct of your business. A “leased worker” does not
include a “temporary worker.”
13. “Loading or unloading” means the handling of property:
a.

After it is moved from the place where it is accepted for movement into or onto an “aircraft”,
watercraft or “auto”;

b. While it is in or on an “aircraft,” watercraft or
“auto”; or
c.

While it is being moved from an “aircraft”, watercraft or “auto” to the place where it is finally delivered;

but “loading or unloading” does not include the movement of property by means of a mechanical device,
other than a hand truck, that is not attached to the “aircraft”, watercraft or “auto.”

(1) Power cranes, shovels, loaders, diggers or
drills; or
(2) Road construction or resurfacing equipment
such as graders, scrapers or rollers;
e.

Vehicles not described,in a., b., c. or d. above that
are not self-propelled and are maintained primarily
to provide mobility to permanently attached
equipment of the following types:

(1)

Air compressors, pumps and generators, including spraying, welding, building cleaning,
geophysical exploration, lighting and well
servicing equipment; or

(2) Cherry pickers and similar devices mounted on
automobile or truck chassis and used to raise
or lower workers; and
f. Vehicles not described in a., b., c. or d. above
maintained primarily for purposes other than the
transportation of persons or cargo.
However, self-propelled vehicles with the following types of permanently attached equipment are
not “mobile equipment” but will be considered
“autos:”
(I) Equipment designed primarily for:
(a) Snow removal;
(b) Road maintenance, but not construction or
resurfacing;
(c) Street cleaning;
(2) Cherry pickers and similar devices mounted on
automobile or truck chassis and used to raise
or lower workers; and
(3) Air compressors, pumps and generators, including spraying, welding, building cleaning,
geophysical exploration, lighting and well
servicing equipment.
15. “Occurrence” means an accident, including continuous
or repeated exposure to substantially the same general
harmful conditions, that results in “bodily injury” or
“property damage.”
‘-‘

STF-CGL-113-C CW (7-98)
Page12of14

16. “Personal injury” means injury, other than “bodily
injury,” arising out of one or more of the following offenses:
a.

(2) The existence of tools, uninstalled equipment
or abandoned or unused materials;
(3) Products or operations for which the classification in this policy or in our manual of rules
includes products or completed operations.

False arrest, detention or imprisonment;

b. Malicious prosecution;
c.

Any of the following acts if done by or on behalf of
an owner, landlord or lessor:

19. “Property damage” means:
a.

Physical injury to tangible property, including all
resulting loss of use of that property. All such loss
of use.shall be deemed to occur at the time of the
physical injury that caused it; or

b.

Loss of use of tangible property that is not physically injured. All such loss shall be deemed to occur at the time of the “occurrence” that caused it.

(1) Wrongful eviction from,
(2) Wrongful entry into, or
(3) Invasion of the right of private occupancy of a
room dwelling or premises that a person occupies;
d.

Oral or written publication of material that slanders
or libels a person or organization or disparages a
person’s or organization’s goods, products or services; or

e.

Oral or written publication of material that violates
a person’s right of privacy.

17. “Policy period” means the period set forth in Item 1 of
the Declarations.
18 a . “Products- completed
operations
hazard”
means all “bodily injury” and “property damage”
occurring
away from premises you own rent or occupy and arising out of “your product” or “your work,”
except:
(1) Products that are still in your physical possession; or

20. “Suit” means a civil proceeding in which “damages,”
because of “bodily injury,” “property damage,” “personal injury” or “advertising injury” to which this policy
applies are alleged. “Suit” includes an arbitration proceeding alleging such “damages” to which the insured
submits with our consent, or any alternative dispute
resolution in which such “damages” are claimed and to
which the insured submits with our consent.
21

“Temporary worker” means a person who is furnished
to you to substitute for a permanent “employee” on
leave or to meet seasonal or short-term workload conditions.

22. “Your product” means:
a.

(2) Work that has not yet been completed or abandoned.
b.

Any goods or products, other than real property,
manufactured, sold, handled, distributed or disposed of by:
(1) You;
(2) Others trading under your name; or

“Your work” will be deemed completed at the earliest of the following times:

(3) A person or organization whose business or assets you have acquired; and

(1) When all of the work called for in your contract has been completed.

b.

(2) When all of the work to be done at the job site
has been completed if your contract calls for
work at more than one job site.

“Your product” includes:

(3) When that part of the work done at a job site
has been put to its intended use by any person
or organization other than another contractor
or subcontractor working on the same project.
Work that may need service, maintenance, correction, repair or replacement, but which is otherwise
complete will be treated as completed.
c. This hazard does not include “bodily injury” or
“property damage” arising out of:
(1) The transportation of property, unless the injury or damage arises out of a condition in or
on a vehicle created by the “loading or unloading” of it;

Containers (other than vehicles), materials parts or
equipment furnished in connection with such goods
or products.

a.

Warranties or representations made at any time
with respect to the fitness, quality, durability, performance or use of “your product”; and

b.

The providing of or failure to provide warnings or
instructions.

“Your product” does not include vending machines or
other property rented to or located for the use of others
but not sold.
23. “Your work” means:
a.

Work or operations performed by you or on your
behalf; and

STF-CGL-113-C CW (7-98)
Page 13 of 14

b.

Materials, parts or equipment furnished in connection with such work or operations.

“Your work” includes:

c. Warranties or representations made at any time
with respect to the fitness, quality, durability, performance or use of “your work”; and
d.

The providing of or failure to provide warnings or
instructions in connection with such goods or products.

STF-CGL-113-C CW (7-98)
Page 14 of 14

ZURICH

d:ast Insurance Company
XKY NO.

3770423-02

EFF. DATE OF POL

EQ.DATEOFPOL

4/l/2003

4/l/2004

EFF. DATE OF EMIT.

4/l/2003

PRODUCER

18309

DA’EPRJZiPARED

4i2312003

ENDORSEMENT

#l

d Insured: Corrections Corporation of America

M)RMsANDENDORSEMENTS

:GLD-203-A CW (7/98)
IGL113-C CW (7-98)
3GLr999 A CW (7/98)
:GL-1001b A CW (7/98)
ZGGllOl A CW (7/98)
;GG1201 C CW (4/01)
ZGL-1304 A CW (7198)
:GLr 1799 A CW (7/98)
:GL-1010 A CW (7/98)
:GL1448 A CW (7/98)
:GL1407 F CW (8/98)
:GL1499 A CW (7/98)
:GL-1410 A CW (7/98)
:GG1635 A CW (7/98)
:GL1004 A CW (7/98)
:GL1413 A CW (7/98)
:GL1430 A CW (7/98)
IGL1599 A CW (7/98)
:GL1003A CW (7/98)
:GL1516 C CW (8/98)
:GG1496 A CW (7/98)
:GL1504 C C-W (7/98)
:GL1510ACW (7/98)
:GL-1565 A CW (7/01)
:GL1570 A CW (8/02)
:GL1571 A CW (8/02)
:GL-1220 A CW (7198)
:GL-1221 A CW (8/98)
:GL-1581-A (12/02)
:GL-1645 A CW (7198)
:GL-1499 A CW (7/98)

--

SCHEDULE

Commercia.l General Liability Declarations
Commercial General Liability Policy
Forms and Endorsements Schedule #l
Broad Form Named Instwd & Listing #2
Schedule of Operations #3
Selflnsured Retention Endorsement (Defense Costs Included) #4
Employee Benefits Liability Coverage, etc. #5
Additional SelfInswed Retention Amendment #!6
Designated Location(s) Cow-age #7
Deletion of Medical Payments Coverage #8
Designated Locations(s) - General Aggregate Limit, etc. ##9
Amendment to Covaage #lO
Notice of Cancellation #l 1
Additional Insured - Person or Organization (Blanket) #12
Designated Entities Exclusion #13
Unintentional E & 0 #14
Total Pollution Exclusion - Hostile Fire Exception #15
Aids Exclusion #16
Cross Liability Suits Exclusion #17
Professional Services Exclusion #18
Non-Duplication of Limits #19
Continuing Claim Exclusion #20
Lead Exclusion #I21
-.
Fungus Exclusion #22
Damage to Property Exclusion, etc. #23
Revised Personal Injury and Advertising Injury Exclusion #24
Insured’s Duties In The. Event of Occurrence, Claim or Suit #25
Jmportant Notice Service of Suit Clause #26
Certified Acts of Terrorism and Other Acts of Terrorism Exclusion #27
Additional Insured - Premises/Ongoing Operations #28
Amendment to Coverage #29

STF-CGL-999 A CW (7/98)

e

ZURICH

’ ~?,teadfast Insurance Company
POLICYNO.

EFF.DATEOFF’OL

SCO3770423-02

4/l/2003

EXP. DATE OF POL

4/l/2004

FFF. DATEOF

ENDT.

4/l/2003

PRODUCER

DAEPREIPARED

18309

412312003

ENDORSEMENT

#2

I
Named Insured: Corrections Corporation of America
Broad Form Named Insured & Listing

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY

It is agreed the policy Declarations page is amended as respects “Named

lrmred” to include:

a . Any subsidiary cmporations ( including subsidiaries of them as well) which is owned by you or any partnership which
you are engaged in at the inception of this policy, provided you declared them to us prior to the inception of this policy.
A mporation will be deemed to be a subsidiary if at least 50.1% of the voting stock is owned by its parent
corporation.
i hi The following:
Corrections Corporation of America
TransCor

America, LLC

Technical and Business Institute of America

Clountersigned

STF-CGL-100lb A CW (7198)

e

ZURICH

Steadfast Insurance Company
POLICYNO.

SC0 3770423-02

Named Insured:

EFF.DATEOFPOL

EXP. DATEOFFQL

EFF. DATE OF !ZNDT.

4/l/2003

4/l/2004

4/l/2003

PRODUCER

18309

DATEPREiPAREJ3

ETNDORSEMENT

#3

4/23/2003

Corrections Corporation of America
Schedule of Operations

Description of Hazards

Code
Number

PI-emium
Basis

Rate

Advance
PremiLlm

Operation of Detention Centers

N/A

(0) 61,598

$35.793

$2,204,766

Certified Terrorism Surcharge
TOTALADVANCEPFEMIUM

(jtbinlum&Deposit)

N/A
$2,204,766

MINIMUMEARNEDPREMIUM
(Minimum Earned Premium is 25% of Advance Premium)

1,192

Premium Basis Guide
s- Per $1000 of Gross Sales
p-Per $1,000 Payroll

c-Per $1,000 Total Cost
o-Per bed

DeShitions
Gross Sales - means Gross Sales of the Insured less intercompany sales and any sales from those
operations specifically excluded by endorsement to this policy.
Payroll - means total Payroll of the Insured less pvertime premium payroll and any payroll for those
operations specially excluded by endorsement to this policy.
Total Cost other-

uountersigned
. . .

STF-CGL-I 101 A CW (7/98)

e

ZURICH

gdfast Insurance Company
POLKYNO.

> 3770423-02

EFF. DATE OF POL

EXP. DATE OF F’OL

EST. DATE OF ENDT.

4/l/2003

4/l/2004

4/l/2003

ed Insured: Corrections Corporation of America
Self Insured Retention Endorsement (Defense Costs Included)

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
endorsement modifies insurance provided under the:
mercial General Liability Coverage Part

SCHEDULE
SELF INSURED RETENTION AMOUNTS

%1,250,000

Per occurrence

$ N/A

Per Claim

AGGREGATE $ N/A
PERIODIC REPORTING REQUIREMENT - Quarterly
LEVEL OF NOTIFICATION OF POTENTIAL PENETRATION - 30% OF SELF IMX.JRED RETENTION

ughout this policy the words ‘LOU” and “your” refer to the Named Insured shown in the declarations, and any other person
rganization quallfiing as a Named Insured under this policy. The words “we, ” “us” and “our” refer to the company
iding this insurance.
word “insured” means any person or organization quallfiing as such under WHO IS AN INSURED (SECTION II).
r words and phrases that appear in quotation markx have special meaning. Refer to DEFINITIONS (SECTION V).

insurance provided by this policy is subject to the
wing additional provisions, which in the event of
lict with any other provisions elsewhere in the policy,
control the application of the insurance to which this
lrsement applies:
Self Insured Retention a n d Defense Costs r Obligations
A. The “self insured retention” amounts stated in
the Schedule of this endorsement apply as

1.

If a Per Occurrence “self insured retention”
amount is shown in the Schedule of
this endorsement, it is a condition precedent
to our liability that you make actual
payment of all damages and “defense costs”
for each “occurrence” or offense, until you
have paid “self insured retention” amounts
and “defense costs” equal to the Per
Occurrence amount shown in the Schedule,
subject to the provisions of A. 3. below, if
applicable. Payments by others, including
but not limited to additional insureds or
STF-CGL-1201 C CW (4101)
Page 1 of 4

insurers, do not serve to satisfy the “self
insured retention.” Satisfaction of the “self
insured retention” as a condition precedent
to our liability applies regardless of
insolvency or bankruptcy by you. The Per
Occurrence amount is the most you will pay
for “self insured retention” amounts and
“defense costs” arising out of any one
“occurrence” or offense, regardless of the
number of persons or organizations making
claims or bringing suits because of the
“occurrence” or offense.
2. If a Per Claim “self insured retention”
amount is shown in the Schedule of this
endorsement, it is a condition precedent to
out liability that you make actual payment of
all damages and “defense costs” for each
claim until you have paid “self insured
retention” amounts and “defense costs”
equal to the Per Claim amount shown in the
Schedule, subject to the provisions of A. 3.
below, if applicable. Payments by others,
including but not limited to additional
insureds or insurers, do not serve to satisfy
the “self insured retention.” Satisfaction of
the “self insured retention” as a condition
precedent to our liability applies regardless
of insolvency or bankruptcy by you The Per
Claim amount is the most you will pay for
“self insured retention” amounts and
“defense costs” sustained by any one person
or organization as a result of any one
“occurrence” or offense.
3. If an Aggregate “self insured retention”
amount is shown in the Schedule of this
endorsement, the Aggregate amount is the
most you will pay for all “self insured
retention” amounts and “defense costs”
incurred under this policy. This amount
applies separately to each consecutive
annual period and to any remaining period
of less than 12 months, starting with the
beginning of the policy period shown in the
Declarations of this policy.
If no entry appears in the Schedule of this
endorsement as Aggregate, then your
obligation for payment of “self insured
retention” amounts and “defense costs”
applies in accordance
with the Per
Occurrence or Per Claim “self insured
retention” provisions, as applicable.
4.

Except for any “defense costs” that we may
elect to pay, you shall pay all such “defense
costs” as they are incurred until you have
paid “defense costs” and damages for
“bodily
injury,” “property
damage”,
“personal injury,” “advertising injury”,
medical payments or any other such
coverages which may be included in the

policy, equal to the applicable “self insured
retention” amount. If any final judgment or
settlement and “defense costs” is less than
the “self insured retention” amount stated
above, we shall have no obligation to
reimburse you or pay “defense costs” under
this policy.
B. Settlement of Claim
You may not settle any claim or suit which
exceeds any “self insured retention” amount
indicated in the Schedule of this endorsement
without our written permission to do so. If you
fail to obtain such written permission, we shall
have no obligation to provide coverage for that
claim or suit under this policy.
C.

Authorized Claim Service Provider

1.

You shall employ a claim service provider
acceptable to us for the purpose of
providing claim services for settlement of
losses within the “self insured retention”
amounts. You shall pay all fees, charges
and costs of the claim service provider in
addition to the “self insured retention”
amounts, without any reimbursement from
us.

2. In the event of cancellation, expiration or
revision of the claims service contract
between you and the claim service provider,
you shall notify us within (10) days of such
change and shall replace the claim service
provider with another claim service provider
that is acceptable to us.
D. Notification of Potential Penetration
1. You or the authorized claim service
provider must notify us promptly of an
“occurrence” or offense which may result in
a claim under this policy. Notice must
include:
a.

How, when and where the “occurrence
or offense took place;

b.

The names and addresses of any injured
persons and witnesses; and

c.

The nature and location of any injury or
damage arising out of the “occurrence”
or offense.

2. You or the authorized claim service
provider must notify us promptly, per D. 1.
above, in the event of any “occurrence” or
offense, without regard to liability, which
results in any of the following injuries:
a. Death,
b. Brain damage;
c.

Paraplegic or quadriplegic impairment;
STF-CGL-1201 C CW (4/01)
Page 2 of 4

. Amputation or serious functional
impairment of any major limb;

following:
You or the authorized claim service
provider must monitor the cumulative “self
insured retention” incurred amounts and
“defense costs” sustained during the policy
period and report those total amounts to us
in accordance with the frequency of report
indicated in the Periodic Reporting
Requirement of the Schedule of this
endorsement. However, if the total of all
incurred losses and “defense costs” should
at any time during the policy period attain a
total amount equal to 75% of the Aggregate
Self Insured Retention amount, you are
required in that event to make an immediate
report to us as to total incurred losses
and “defense costs” sustained at that time.

Severe burns involving more than 25%
of the body or causing serious
disfigurement;
sensory impairment (sight, hearing,
taste or smell);
.

Severe internal body organ damage or
loss;
.

Multiple fractures involving more than
one body part;
Permanent and total disability;
Sexual abuse or molestation; or

.

Significant psychological / neurological
involvement.

The Periodic Report that you send to us
must be in a format that is acceptable to us,
and include an accounting of all individual
losses and “defense costs” incurred as of the
date of the Report.

rou or the authorized claim service
rovider must notify us promptly of any:
. potential exposure which equals or
exceeds the level of notification of
potential penetration of the “self
insured retention” amount shown in the
Schedule of this endorsement for Per
Occurrence or Per Claim, whichever
applies;

2. Within forty-five (45) days after the end
of the policy term, you must give us a listing
of all
existing claims or suits within the
Retention Amounts. At a
Self Insured
minimum, such listing will include the following
for each claim or suit:

loss reserve established which equals or
exceeds the level of notification of
potential penetration of the “self
insured retention” amount shown in the
Schedule of this endorsement for Per
Occurrence or Per Claim, whichever
applies;

suit, in the event a suit is filed, and we
shall have the right to appoint defense
counsel, even if the amount claimed in
the suit is unspecified or less than the
“self insured retention” amount shown
in the Schedule of this endorsement for
Per Occurrence or Per Claim,
whichever applies.

rting - Self Insured Retention
)u must report on claims or suits per the

a description of each claim or suit;

ii

the date of the “occurrence” or offense;

iii. the amounts paid and reserved for
future payments for loss and “defense
costs”; and

. potential judgment, if the claim
prevails, without regard to liability,
which equals or exceeds the level of
notification of potential penetration of
the “self insured retention” amount
shown in the Schedule of this
endorsement for Per Occurrence or Per
Claim, whichever applies; or
.

i.

iv. the current status of the claim or suit.
3. Quarterly thereafter, you are required to
give us an updated listing of the status of all
claims or suits, both paid and reserved, until all
claims or suits for the reporting period are
closed or settled.
4. Compliance with the reporting requirements
set forth in this endorsement is a condition
precedent to coverage. You acknowledge that
in the event of non-compliance, we shall not be
required to establish prejudice resulting from the
non-compliance, but shall be automatically
relieved of liability with respect to the claim.
F.

Representations
By acceptance of this policy you agree that you
will not procure insurance for all or any part of
the “self insured retention” amounts shown in
the Schedule of this endorsement. If such
insurance is procured, there will be no coverage
under this policy.

II. Self Insured Retention and Defense Costs Our Rights and Obligations
STF-CGL-1201 C CW (4/01)
Page 3 of 4

A . In no event shall this policy be obligated to
satisfy your obligations for the payment of
“self insured retention” amounts or “defense
costs.”
B. We shall be liable only for the amount of
damages and “defense costs” in excess of
the “self insured retention” amounts as
applicable, shown in the Schedule above, up
to the applicable Limits of Insurance shown
in the Declarations of this policy.

which coverage would be provided
under this policy regardless of the “self
In the
insured retention” amount.
event we incur any “defense costs” in
the exercise of our right to defend any
claim, you shall not be liable to
reimburse us for those “defense costs”.
III.

Midterm Cancellation
In the event of a midterm cancellation of this
policy, the “self insured retention” amount
shown in the Schedule of this endorsement as
Aggregate is
not subject to any pro rata
reduction. Such Aggregate amount will apply as
if the policy term had not been shortened.

C. Settlement of Claims
1.

We shall have, at our option, the right
to negotiate the settlement of any claim
we deem expedient both within and in
excess of the applicable “self insured
retention” amount, but we shall obtain
your consent prior to entering into any
settlement of any claim which is equal
to or less than the “self insured
retention” amount If, however, you
shall refuse to consent to any settlement
recommended by us within the “self
insured retention” amount and shall
elect to contest the claim or continue
with
any legal proceedings in
connection with such claim, our
liability for that claim shall not exceed
the amount determined by subtracting
the “self insured retention” amount
fi-om the amount for which the claim
could have been settled, including
“defense costs” incurred with our
consent to the date of such refusal. And
we shall have no liability with respect
to such claim if that difference is zero
or negative.

2. With respect to any claim under this
insurance which has been tendered to us
and which may exceed the “self insured
retention”
amount shown
in the
Schedule of this endorsement for Per
Occurrence or Per Claim, whichever
applies, we may pay any or all of the
“self insured retention” amount and
“defense costs” on your behalf to
defend or to effect settlement of such
claim. Such amount paid by us shall be
reimbursed promptly by you.

“Self insured retention” means:

\

the amount or amounts which you or any
insured must pay for all compensatory
damages which you or any insured shall
become legally obligated to pay because of
damage”,
“Rersonal
i&j.!uy”,
medical payments or any other
such
the policy,
coverage included in
sustained by one or more persons or
organizations.

LB. “Defense costs” means:

expenses directly allocable to specific
claims and shall include but not be limited
to all Supplementary payments as defined
under the policy(ies); all court costs, fees
and expenses; costs for all attorneys,
experts, depositions, reported
witnesses,
or
recorded
statements, summonses,
service of process,
legal transcripts
of any public
or
testimony,
copies
records;
alternative dispute resolution;
medical
interest; investigative services,
costs
examinations, autopsies, medical
declaratory
judgment,
containment;
subrogation and any other fees, costs or
expenses reasonably chargeable to the
investigation, negotiation, settlement or
defense of a claim or a loss under the
policy(ies).

Regardless of whether the damages for
“bodily injury”, “property damage”,
“personal injury”, “advertising injury”
medical payments or any other such
coverages or “defense costs” for which
coverage is provided under this policy
appear likely to exceed the “self insured
retention” amounts stated above, we
shall have the right, but not the duty, to
defend any claim seeking damages for
STF-CGL-1201 C CW (4/01)
Page 4 of 4

@

Z U R I C H

‘teadfast Insurance Company
POLKY NO.

EST. DATEOF POL

EXP. DATE OF FOL

SC0 3770423-02

4/l/2003

4/l/2004

EFF.DA’IEOF~.

4/l/2003

PRODUCER

DATEPREPARED

ENDORSEMENT

18309

4/23/2003

#5

Named Insured: Corrections Corporation of America

Employee Benefits Liability Coverage (Defense Costs Inside Limits)
Shared Aggregate - Claims Made

THIS ENDORSEMENT CHANGES TIIE POLICY. PLEASE READ IT CAREFULLY

This endorsement modifies insurance provided under the:
Commercial General Liability Coverage Part
SCHEDULE
T hits of Insurance:
j,OOO,OOO each “negligent act”

Self-Insured Retention/Deductible
$1,250,000 each “negligent act”

$5,000,000 Aggregate
Retroactive Date:

7
~~~~-

--

4/l/1997
A. Coverage:
We will pay those sums the “insured” becomes legally obligated to pay because of damages because of a “negligent act” in the
“administration” of “your employee benefits program.” No other obligation or liability to pay sums or to perform acts or
services is covered unless explicitly provided for under “covered expenses” of the Commercial General Liability Coverage
Form to which this endorsement is attached.
B. Self-Insured Retention/Deductible:
This insurance applies only to damages over the per “negligent act” amount shown above. We will only pay that part of the
damages which exceed the Self-Insured Retention/Deductible up to the LIMITS OF INSURANCE.
C.

Policy Territory and Period:
This insurance applies to “negligent acts” committed by an “insured” only ifi
(1) The “negligent acts” is caused by an “occurrence” that takes place in the “coverage territory”;
(2) The “negligent acts” did not occur before the Retroactive Date, if any, shown in the Declarations or after the end of the
“policy period”; and

,ountersigned
Authorized Representati

STF-CGL-1304 A CW (7198)
Page 1 of 3

(3) A claim for “damages” because of the “negligent acts” is first made against any insured during the “policy pf
Extended Reporting Period we provide under Section VI - Extended Reporting Periods.

D. Definitions:
1.

“Administration” means the performance of the following ministerial functions for “your employee benefits progr
a.

Advising “employees” eligible to participate in “your employee benefits program” of their rights and options

b.

Handling of records in connection with “your employee benefits program;

C.

Enrolling, terminating, or canceling of “employees” in “your employee benefits program;

d.

Collecting contributions and applying them as called for under the rules of “your employee benefits program’

e.

Processing claims in connection with “your employee benefits program”; OI

f.

Preparation of communications to inform “employees” about their benefits.

2.

“Employee” means your officers or any persons employed and compensated by you; whether actively employed
retired.

3.

“Insured” means the named insured, any partner, executive officer, director, stockholder or “employee” authori
the “administration” of “your employee benefits program.”

4.

“Negligent act” means any negligent act, error or omission in the “administration” of “your employee benefits prc

5.

“Your employee benefits program” means group life insurance, group accident and health insurance, profit s:
pension plans, “employee” stock subscription plans, worker’s compensation, unemployment insurance, social
disability insurance or similar plans or programs.

E. Limits of Insurance:
‘!

The Limits of Insurance stated in the Schedule:
1.

2.

for each “negligent act” is the maximum we will pay regardless of the number of:
a.

‘7nsureds”;

b.

“negligent acts”;

C.

claims made or suits brought;

d.

persons or organizations making claims or bringing suits; or

e.

plans included in “your employee benefits program”.

as Aggregate is subject to the above rule for each “negligent act” and is included within and not in addition tc
Aggregate Limit as described in SECTION III Limits of Insurance in the Commercial General Liability Cove:
which this endorsement is attached.

F. Condition:
CONDITION 2. of SECTION IV. of the Commercial General Liability Form is replaced with the following:
2.

Duties in the Event of a “Negligent Act,” Claim or Suit
a.

You must see to it that we are notified as soon as practicable of an alleged “negligent act” which rn
claim or suit. Notice should include as many details as possible.

b.

If a claim is received by any “insured” you must:
(1) immediately record the specifics of the claim and the date received; and
(2) notify us as soon as practicable.

c.

You and any other involved “insured” must:
(1) immediately send us copies of any demands, notices, summonses or legal papers received in connec
STF-CGL- I 304 A

claim or suit;
(2) authorize us to obtain records and other information;
(3) cooperate with us in the. investigation, settlement, or defense of the claim or suit; and
(4) assist us, upon OUI request, in the enforcement of any right against any person or organization which
liable to the “insured” because of injury or damage to which tbis insurance my also apply.
d.
G.

No “insured” will, except at their own cost, voluntarily make a paymenf
expense, witbout our consent.

my be

assume any obligation, or incur any

Exclusions
This insurance does not apply to:
1.

“bodily injury”, “personal injury” or “propexly

2.

injury or damage either

3.

claims for injury or damage arising out oE

damage;”

expected or intended from your standpoint.

a. any dishonest, fraudulent, criminal or malicious act, OI omission, done by or at your direction;
cb. an insurer’s or other provider’s failure to perform its contract;
c.

failure of any plan to meet it’s obligations due to insufficient funds;

d.

failure of any investment to perform as represented by any “insured;”

e.

advice given by an “insured” to participate in any plan included in “you employee benefits program”;

f.

your failure to meet the requirements of any law concerning worker’s compensation, unemployment
security, disability benefits or similar laws; or

g.

any “insured’s” liability as a fiduciary under:
(1) the Employee Retirement Income Security Act of 1974 (PL 93-406) and its amendments;

imnance,

social

or

(2) the Internal Revenue Code of 1986 (including the. Internal Revenue Code of 1954) and its amendments.

STF-CGL-1304 A CW (7198)
Page 3 of 3

@

ZURICH

Fteadfast Insurance Company
POLICY NO.

SC0

3770423-02

EFF. DATEOFPOL

EXP.DATEOFPOL

4/l/2003

4/l/2004

EFF. DATE OF ENDT.

4/l/2003

PRODUCER

18309

DATEPREZ’ARED

4/23/2003

ENDoRsEsvm\TT

##6

Named Insured: Corrections Corporation of America
Additional Self Insured Retention Amendment

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
This endorsement modifies insurance provided under the:
Commercial General Liability Coverage Part

The Self Insured Retention Endorsement, form number STF-CGL 1201 C CW (4/01), endorsement number 4
of this policy is amended as follows:
11. A Self Insured Retention amount of $2,000,000 per occurrence will apply as respects any claim asserting
or purporting class action status whether or not the class is eventually certified. The determination of
class action status will be made at our sole discretion. Further, this Self Insured Retention amount shall
apply regardless of the Self Insured Retention amounts as shown in Endorsement #5 (Self Insured Retention Endorsement).

I understand and agree with this endorsement:

For Corrections Corporation of America
Title

orized Representative

STF-CGL-1799 A CW (7198)

ZURICH

I” -$eadfast Insurance Company
POL‘ICYNO.

EFF. DATEOFPOL

SCO3770423-02

4/l/2003

EXE’. DATE OF POL

4/l/2004

EFF. DATE OF ENDT.

4/l/2003

PRODUCER

DATEPREPARED

ll?dNJmRsm

18309

4/23/2003

#7

Named Itmred: Corrections Corporation of America
Designated Location(s) Coverage
THIS ENDORSEMENT CHANGES THEPOLICY. PLEASE READIT CAJXEF’ULLY
This endorsement modiiies insurance provided under the:
Commercial General Liability Coverage Part
This policy applies to ‘bodily inju$‘, “property damage”, “‘personal inju#’ or “advertising inju$’ arising out of ‘yoUr
work” or operations as respects the Location(s) shown in the Schedule. This policy does not apply to any other Location(s)
not shown in the Schedule.

Designated

Location(s):
Bartlett State Jail, Bartlett, TX
Bay Correctional Facility, Panama City, FL
Bay County, Panama City, FL
Bent County Correctional, Las Animas, CO
Bridgeport Pre-Parole, Bridgeport, TX
California City, California City, CA
Central Arizona Detention, Florence, AZ
Cibola County, Cibola, NM
Cimarron, Cushing, OK
Citrus County Detention, Lecanto, FL
Coffee County, Nicholls, GA
Corporate Headquarters, Nashville, TN
Correctional Treatment Facility, Washington, DC
Crossroads, Shelby, MT
zvid L. Moss, Tulsa, OK

TJountersigned
STF-CGL-1010 A CW (7/98)

Page 1 of3

ZURICH
r

‘i headfast Insurance Company
POLCY NO.

SC0 3770423-02

EFF.

DATEOFPOL

4/l/2003

EXP. DATEOFFQL

EFF. DATE OF JZNDT.

PRODUCER

4/l/2004

4/l/2003

18309

DATEPREPARED

4/23/2003

ENDORSEMENT

#7 (cont’d.)

Named Insured: Corrections Corporation of America

Designated Location(s) Coverage

,: . .

z

- Delta Correctional, Greenwood, MS
- Diamondback, Watonga, OK
- Eden Detention Center, Eden, TX
- Elizabeth Detention Center, Elizabeth, NJ
- Eloy Detention Center, Eloy, AZ
- Florence Correctional, Florence, AZ
- Gadsden Correction, Quincy, FL
- Guayama Correctional, Guayama, PR
.- Hardeman County Correctional Whiteville, TN
- Hermando County, Brooksville, FL
- Houston Processing, Houston, TX
- Huerfano County Correction, Walsenburg, CO
- Idaho State, Kuna, ID
- Kit Carson, Burlington, CO
- Lake City Correctional Facility, Lake City, FL
- Laredo Processing, Laredo,TX
- Lawrenceville Correctional, Lawrenceville, VA
- Leavenworth Detention, Leavenworth, KS
- Lee Adjustment, Beattyville, KY
- Liberty County Jail, Liberty, TX
- Marion Adjustment, St. Mary, KY
- Marion County Jail, Indianapolis, IN
- Mcrae, Mcrae, GA
- Metro-Davidson County Detention, Nashville, TN
- Mineral Wells Pre-Parole, Mineral Wells,TX
- New Mexico Womens, Grants, NM
- North East Ohio Correctional, Youngstown, OH
- North Fork Correction, Sayre, OK
- Okeechobee Juvenile, Okeechobee, FL
- Otter Creek, Wheelwright, KY
- Ponce Adult, Ponce, PR

SIT-CGL-1010 A CW (7/98)
Page 2 of 3

4B

ZURICH

Steadfast Insurance Company
POLEYNO.

EFFDATEOFF’OL

EN’. DATEOFFOL

EFF. D A T E OFENDT.

PRODUCER

SCO3770423-02

4/l/2003

4/l/2004

4/l/2003

18309

DATEPREPARED

412312003

ENDORSEMENT

#7

con&.)

Named Insured: Corrections Corporation of America

Designated Location(s) Coverage

,/’

‘r

- Prairie Correctional Facility, Appleton, MN
- San Diego Federal/City, San Diego, CA
- Sanders Estes, Venus, TX
- Shelby Training Center, Memphis, TN
- Silverdale, Chattanooga, TN
- South Central Correctional, Clifton, TN
- Southern NV Womens Facility, Las Vegas, NV
- Stewart County, GA
- SW Indiana, Vincennes, IN
- T. Don Hutto Correctional, Taylor, TX
- Tall Tree, Memphis TN
- Tallahatchie, Tutwiler, MS
- Torrance County Detention, Estancia, NM
- Transcor, Nashville, TN
- Webb County, Laredo, TX
- West Tennessee Detention, Mason, TN
- Wheeler County, Alamo, GA
- Whiteville, Whiteville, TN
- Wilkinson Co. Prison, Woodville, MS
- Winn Parish Correctional, Winnfield, LA

countersigned
Authorized
STF-t%L-1010 A CW (7198)

Page 3 of 3

e

ZURICH

(3eadfast Insurance Company
POLICYNO.

SCO3770423-02

EFF. DATE OF POL

4/l/2003

EXP.DATEOFPOL

4/l/2004

EFF. DATE OF ENDT.

PRODUCER

DATEPREPARED

4/l/2003

18309

4/23/2003

ENDORSEMENT

#8

Named Insured: Corrections Corporation of America
Deletion of Medical Payments Coverage

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY
This endorsement modifies insurance provided under the:
Commercial General Liability Coverage Part
SECTION I, COVERAGE C. MEDICAL PAYMENTS is deleted hm this policy.

Countersigned
STF-CGL-1448 A CW (7198)

ZURICH

Steadfast Insurance Company
POLICY

NO.

E-F. DATE OF POL

SC0 3770423-02

4/l/2003

EXF’.DA’IEOFFOL

4/l/2004

EFF. DATE OF ENDT.

PRODUCER

4/l/2003

18309

DATEPREPARED

4/23/2003

ENDoRsm

??9

NamedInsured: Corrections Corporation of America
Designated Location(s) - General Aggregate Limit

Policy Aggregate Limit - Defense Costs Inside Limits

THIS ENDORSEMENT CHANGES THE I’OLICY.

PLEASE READ IT CAREFULLY.

This endorsement modifies insurance provided under the:
Commercial General Liability Coverage Part

SCHEDULE

Desimated Location(s):
(See Endorsement #7)

Policv Agmegate Limit:

$20,000,000
Coverage C. Medical Payments is deleted from this policy

A . For all sums which the insured becomes legally obligated to pay as “damages” and “covered expenses” caused by "occurrences” under COVERAGE A. (SECTION I) and for all medical. expenses caused by accidents under COVERAGE C.
(SECTION I), which can be attributed only to operations at a single designated “location” shown in the Schedule above:
1.

A separate Designated Location General Aggregate Limit applies to each designated “location”, and that limit is equal to
the amount of the General Aggregate Limit shown in the Declarations.

2.

The Designated Location General Aggregate Limit is the most we will pay for the sum of all “damages” and “covered
expenses” under COVERAGE A, except “damages” and “covered expenses” because of “bodily injury” or “property
damage” included in the “products-completed operations hazard” and for medical expenses under COVERAGE C regardless of the number of:

3.

a.

Insureds;

b.

Claims made or “suits” brought; or

C.

Persons or organizations making claims or bringing “suits”.

Any payments made under COVERAGE A. for “damages” and “covered expenses” or under COVERAGE C. for medifor that designated “location”. Such pay-

STF-CGL-1407 F CW (7/98)
Page 1 of 2

ments shall not reduce the General Aggregate Limit shown in the Declarations nor shall they reduce any other Designated
Location General Aggregate Limit for any other designated “location” shown in the Schedule above.
4.

The limits shown in the Declarations for Each Occurrence, Fire Damage and Medical Expense continue to apply. However, instead of being subject to the General Aggregate Limit shown in the Declarations, such limits will be subject to the
applicable Designated Location General Aggregate Limit.

B. For all sums which the insured becomes legally obligated to pay as “damages” and “covered expenses” caused by “occurrences” under COVERAGE A. (SECTION I), and for all medical expenses caused by accidents under COVERAGE C
(SECTION I), which cannot be attributed only to operations at a single designated “location” shown in the Schedule above:
1.

Any payments made under COVERAGE A for “damages” and “covered expenses” or under COVERAGE C for medical
expense shall reduce the amount available under the General Aggregate Limit or the Products-Completed Operations Aggregate Limit, whichever is applicable; and

2.

Such payments shall not reduce any Designated Location General Aggregate Limit.

C . However, the most we will pay for the sum of all aggregates for this policy will not exceed the Policy Aggregate limit shown
in the Schedule above.
D. When coverage for liability arising out of the “products-completed operations hazard” is provided, any payments for “damages” and “covered expenses” because of “bodily injury” or “property damage” included in the “products-completed operations hazard” will reduce the Products-Completed Operations Aggregate Limit, and not reduce the General Aggregate Limit
nor the Designated Location General Aggregate Limit.
E. For the purposes of this endorsement, the Definitions Section is amended by the addition of the following definition:
“Location” means premises involving the same or connecting lots, or premises whose connection is interrupted only by a
street, roadway, waterway or right-of-way of a railroad.
F. The provisions of Limits Of Insurance (SECTION III) not otherwise modified by this endorsement shall continue to apply as
stipulated.

e

ZURICH

-3teadfast Insurance Company
i
POLICY NO.

EFF. DATE OF FOL

EXP. DATE OF POL

EF’F. DATE OF J5NDT.

PRODUCER

DATE PREPARED

SC0 3770423-02

4/l/2003

4/l/2004

4/l/2003

18309

412312003

ENDORSEMENT

#lO

Named Insmxxl: Corrections Corporation of America
Amendment to Coverage
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY
This endorsement modifies insurance provided under the:

Commercial General Liability Coverage Part:

AMENDMENT - PERSONAL INJURY
It is agreed that Section V. - Definitions - Personal Injury - is deleted in its entirety and replaced with the
following definition:
/‘~ ‘1

TersonaI Inju.t-j+’ means false arrest, erroneous service of civil papers, false imprisonment malicious
prosecution, libel, slander, defamation of character, discrimination, mental anguish, mental injury,
humiliation, and any other injury to the feelings or reputation of a natural person, violation of the federal
or state constitution, statutes or regulations, included but not limited to, suits brought pursuant to 42 USC
S 1983 and 1988. However, no act shall be deemed to be or result in “personal injuryt’ unless committed in
the regular course of duty by the insured. Also, no act shall be deemed to be or result in “personal injury”
arising out of Employment Related Practices exclusion in the coverage part.

All other terms and conditions of this policy remain unchanged.

i’ountersigned
V

STF-CGL-1499 A CW (7/98)

B

ZURICH

Tteadfast Insurance Company
POLICY NO.

EtFF.DATEOFF’OL

SC0 3770423-02

EXP. DATE OF POL

EFF. DATE OF ENDT.

PRODUCER

4/l/2004

4/l/2003

18309

4/l/2003

DATEPREPARED

ENDORSEMENT

4/23/2003

#11

Named Insured: Corrections Corporation of America

Notice of Cancellation

THIS ENDORSEMENT CHANGES TIIE POLICY. PLEASE READ IT CAREFULLY

This endorsement modifies insurance provided under the:
Commercial General Liability Coverage Part

Products-Completed Operations Liability Coverage Part

SCHEDULE
I

ii.

aumber of Days Notice:

90 days

For any reason other than nonpayment of premium, the number of days required for notice of cancellation, as provided
in Section IV Conditions, paragraph 1 l,b.,(2), is increased to the number of days shown in the Schedule above.

countersigned
STF-CGL-1410 A CW (7/98)

e

ZURICH

yteadfast Insurance Company
POLICYNO.

SCO3770423-02

EiFF.DATEOFPOL

4/l/2003

EXP. DATEOFPOL

EFF. DATE OF !JNDT.

4/l/2004

4/l/2003

PRODUCER

18309

DATEPREPARED

ENDORSEMENT

4/23/2003

#12

Named Insured: Corrections Corporation of America
Additional Insured - Person or Organization (Blanket)

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY

This endorsement modifies insurance provided under the:
Commercial General Liability Coverage Part
SCHEDULE
I
L

l$me of Person or Organization:

(On iile with the Company)

Who Is An Jnsured (Section IQ is amended to include as an insured the person or organization shown in the
Schedule: (a) only with respect to liability arising out of your operations when you are required by a specific
written contract to add such person or organization as an additional insured on your policy; and (b) premises
owned by or rented to you.

i

I

countersigned

a?
,. ‘,A~ I +! (l$R&*/
Authorized Re resentative
t?

STF-CGL-1635 A CW (7/98)

ZURICH

$teadfast Insurance Company
POLICY NO.

EFF. DATE OF F’OL

SCO3770423-02

4/l/2003

EXP. DATE OF FOL

4/l/2004

EFF. DATE OF ENDT.

PRODUCER

4/l/2003

18309

DATJ5PREPARED

4/23/2003

ENDOWEMENT

#13

Named Insured: Corrections Corporation of America

Designated Entities Exclusion

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT. CAREFULLY

This endorsement modifies insurance provided under the:
Commercial General Liability Coverage Part

This policy does not apply to “bodily injury”, “property damage”, “personal injury” or “advertising injury” arising out of
the activities or operations of any entity shown in the Schedule.
,’

1

“SCHEDULE
Designated Entity@):

Prison Management Services, Inc.
Juvenile and Jail Facility Management Services, Inc.

,

Countersigned
STF-CGL-1004 A CW (7/98)

1

ZURICH

JSteadfast

Insurance Company

POIXY NO.
SCO3770423-02

Named Insured:

l3-F. DATE OF F’OL

FXP.DATEOFFOL

EFF. DATE! OF EiNDT.

PRODUCER

4ilf2003

4/l/2004

4/l/2003

18309

DATE

PREPARED

ENDORSEMENT

4/23/2003

#14

Corrections Corporation of America

Unintentional E & 0

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFWLLY

This endorsement modifies insurance provided under the:
Commercial General Liability Coverage Part
Products-Completed Operations Liability Coverage Part
The following is added to Sections IV Conditions,
I ’

paragtaph

8 Representations and Waxrakes:

iCoverage will continue to apply if you:
1. unintentionally fail to disclose all haz3rds existing at the inception of this policy, or
2 . unintentionally make an error,.omission,
stated in this policy.

or improper description of premises or statement of information

You must notify us as soon as possible after the discovery of any hazards or any other
to us prior to the acceptance of this policy.

information that was not provided

Countersigned
_STF-CGL-1413 A CW (7/98)

Z U R I C H

Steadfast Insurance Company
POLICY NO.

ES. DATE OF POL

EXF’. DATE OF POL

EFF. DATE OF ENDT.

SC0 3770423-02

4/l/2003

4/l/2004

4/l/2003

PRODUCER

18309

DATEPREPARED

FJNDORSEMENT

4/23/2003

#15

Named Insured: Corrections Corporation of America
Total Pollution

Exclusion - Hostile Fire Exception

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
This endorsement modifies insurance provided under the:
Commercial General Liability Coverage Part

Section I. Coverage A. exclusion f. is deleted and replaced by the following:
f. Pollution
(1) “Bodily injury” or “property damage” arising out of the actual, alleged or threatened discharge, dispersal, seepage, migration, release or escape of pollutants at any time.
This exclusion shall not, however, apply to heat, smoke or fumes from a hostile fine, provided that the hostile
fne does not arise or occur:
(a) at any premises, site or location which was at any time used for the handling, storage, disposal, processing or treatment of waste; or
(b) in connection with waste or materials that were at any time treated, stored, disposed of, transported or processed as waste.
As used in this exclusion:
Pollutants means any solid, liquid, gaseous or thermal irritant, or contaminant, including smoke, vapor, soot,
fumes, acids, alkalis, chemicals and waste. Waste includes materials to be recycled, reconditioned or reclaimed.
Hostile fue means one which becomes uncontrollable or breaks out from where,it was intended to be.
(2) Any loss, cost or expense arising out of any:
(a) Request, demand, or order that any insured or ,others test for, monitor, clean,up, remove, contain, treat, detoxify or neutralize, or in any way respond to, or assess the effects of, pollutants; or
(b) Claim or suit on behalf of a governmental authority for damages because of testing for, monitoring, cleaning up, removing, containing, treating, detoxifying or neutralizing, or in any way responding to, or assessing the effects of pollutants.

Countersigned
., . . . . STF-CGL-1430 A CW (7198)

e

ZURICH

2 “;i;teadfast Insurance Company
POLICY

NO.

SC0 3770423-02

EEF. DATE OF POL

EXP. DATE OF POL

EFF. DATE OF ENDT.

PRODUCER

4/l/2003

4/l/2004

4/l/2003

18309

DATEPREPARED

4/23/2003

ENDoRsm

#16

Named Insured: Corrections Corporation of America
AIDS EXCLUSION

THIS ENDORSEMENI’

CHANGES THE POLICY. PLEASE READ IT CAREFULLY

This endorsement modifies insurance provided under the:
Commercial General Liability Coverage Part:

It is hereby understood and agreed that the Company shall have no liability under this Policy for any claim made against
the Named Insured which arises, directly or indirectly, from or in connection with, the communication, contraction,
infection or transmission of:
”

.(a)
i

any medical condition, sickness, injury or disease, including any mental or neurological condition, known as
Acquired Immune Deficiency Syndrome (referred to in this exclusion as “Aids”);

(b)

any virus known as the Aids virus, or any virus determined to a reasonable degree of medical certainty to cause,
or contribute to, Aids;

(cl

any medical condition, sickness, injury or disease, including any mental or neurological condition, associated
with, caused by or resulting from (in whole or in part), exacerbated by or attributable to Aids; or

63

any medical condition, sickness, injury or disease, including any mental or neurological condition, caused, or
contributed to (i) by any degree of failure of the immunological system of the victim thereof to resist such
condition, sickness, injury or disease; or (ii) by any degree of increased susceptibility of the victim thereof to such
condition, sickness, injury or disease due to his or her suffering from Aids or carrying the Aids or similar virus.

We have no duty to defend you against any claim arises from or in connection with any of the foregoing.

Countersigned
r;

STF-CGL-1599 A CW (7/98)

@B
Z U R I C H

$Steadfast Insurance Company
POLICY NO.

FFF. DATE OF POL

EXP. DATEOFFOL

EFF. DATE OF ENDT.

PRODUCER

SC0 3770423-02

4/l/2003

4/l/2004

4/l/2003

18309

DATEPREF’ARED

I!.NmRsm

4/23/2003

#17

Named Insured: Corrections Corporation of America
Cross Liability Suits Exclusion

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY

This endorsement modiiies insurance provided under the:
Commercial General Liability Coverage Part
This policy does not apply to “bodily injury”, “property damage”, “personal inju$’ or “advertising injury” sustained by
any named insm whether or not such injury or damage arises out of the activities or operations of any other named
irlmred.

STF-CGL-1003A CW (7/98)

e

ZURICH

j’ -.\@teadfast Insurance Company
POLEYNO.

EFF. DATE OF POL

E!XP. DATEOFPOL

F.FF. DATE OF NT.

PRODUCER

SCO3770423-02

4/l/2003

4/l/2004

4/l/2003

18309

DATEPREPARED

4/23/2003

ENDORSEMENT

#18

Named Insured: Corrections Corporation of America
Professional Services lhclusion I

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFVLLY

This endorsement modifies insurance provided under the:
Commercial General Liability Coverage Part
This insurance does not apply to “bodily injury,” “property damage,” ‘ ‘personal injurf’, “advertising injurf’ or medical
expense due to the rendering or failure to render any pmfessional service.
7

’ Countersigned
STF-CGL-1516 C CW (8/98)
..x

ZURICH
i

‘headfast Insurance Company
POLICY NO.

EFF. DATE OF POL

SCO3770423-02

4/l/2003

Named Insured:

EXP. DATE

OF POL.

4/l/2004

EFF. DATE OF
ENDT.

4/l/2003

PRODUCER

18309

DATE
PREPARED

4/23/2003

ENDORSEMENT

#I9

Corrections Corporation of America
Non-Duplication of Limits

Commercial General Liability Coverage Part
Products-Completed Operations Liability Coverage Part
It is agreed that if any “occurrence” is covered by both this policy and any other insurance issued by the Company
including any prior policies issued by us to the insured, our total limit of liability for all of these policies combined shall
not exceed the each occurrence limit of liability as shown in the Limits of Insurance section of the Declarations page of
this policy.

‘Countersigned
Authorized

presentative

. .‘I ,.A1 ,,* *,r
STF-CGL-1496 A CW (7/98)

e

Z U R I C H

?!eadfast Insurance Company
FOXY NO.

EFF. DATE OF POL

SCO3770423-02

4/l/2003

EXP. DATE OF POL

4/l/2004

EFF. DAm OF E3NDT.

4/l/2003

PRODUCER

18309

DATEPREPARED

4/23/2003

IZNIXXSEm

#20

NamedInsured: Corrections Corporation of America
Continuing Claim Exclusion

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY

This endorsement modifies insurance provided under the:
Commercial General Liability Coverage Part
Products-Completed Operations Liability Coverage Part
This policy does not apply to “bodily inju#‘, “property damage”, “personal injury” or “advertising injury”
arising out of any claim against the insured which is alleged to be continuing in nature if the damage or any of it
‘i was known prior to the effective date of this policy. This exclusion will apply whether oi- not the cause of the
! damage was known prior to the effective date of this policy. In no event will this policy apply to any lawsuit
against the insured if the filing date of the original complaint was prior to the effective date of this policy,
whether or not the insured was a party, and whether or not the insured was served with process prior to the
effective date of this policy.
Claim, as used in this endorsement, means any demand for money, services or any suit.

‘Countersigned
STF-(XL-1504 C CW (7/98)
d ,i

e

ZURICH

, -7teadfast Insurance Company
POLEYNO.

EFF.DATEOFPOL

SCO3770423-02

4/l/2003

F!XP. DATE OF POL

EFF. DATE OF ENDT.

4/l/2004

4/l/2003

PRODUCER

DATEPREPARED

ENDORSEMENT

18309

412312003

#21

Named Insured: Corrections Corporation of America

Lead Exclusion

THIS ENDORSEMENI

CHANGES THE POLICY. PLEASE READ IT CAREF’ULLY

This endorsement modifies insurance provided under the:
Commercial General Liability Coverage Part
Products-Completed Operations Liability Coverage Part
This policy does not apply to “bodily injury”, “property damage” , “personal injury”, or “advertising injury”
arising out of lead or any materials, goods or products containing lead.

Countersigned
STF-CGL- 15 10 A CW (7/98)

ZURICH

-Steadfast Insurance Company
POLEYNO.

SC0 3770423-02

EFF.DATEOFFOI-.

4/l/2003

EXP. DATE OF POL

EFF. DATE OF ENDT.

PRODUCER

DATEPREPARED

J3DCNSEMENT

4/l/2003

18309

4/23/2003

#22

4/l/2004

Named Insured: Corrections Corporation of America
Fungus Exclusion

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY

This endorsement modifies insurance provided under the:
Commercial General Liability Coverage Part
Products-Completed Operations Liability Coverage Part
This insurance does not apply to “bodily injury“, “property damage” or “personal and advertising injury”
caused directly or indirectly, in whole or in part, by:
z. l1

Any “fungus( or “spore(s)“, or

2.

Any substance, vapor or gas produced by or arising out of any “fungus( or “spore(s)“, or

3.

Any material, product, building component, building or structure that contains, harbors, nurtures or acts
as a medium for any “fungus( or “spore(s)”

regardless of any other cause, event, material, product and/or building component that contributed
concurrently or in any sequence to that injury or damage.

For the purposes of this endorsement, the following definitions are added:
“Fungus( includes, but is not limited to, any form or type of mold, mushroom or mildew.
“Spore(s)” means any reproductive body produced by or arising out of any “fungus(es

Countersigned
STF-CGL-1565 A CW (7101)

e

ZURICH

.I’- \)Steadfast Insurance Company
POLICY

NO.

EFEDATEOFPOL

SC0 3770423-02

4/l/2003

EXI’. DATE OF POL

FFF. DATE OF ENDT.

PRODUCER

4/l/2003

18309

4/l/2004

DATEPREPARED

412312003

EtNlxEsEMENT

#23

Named Insured: Corrections Corporation of America

Damage to Property Exclusion and Property Damage Definition Amendment

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY

This endorsement modifies insurance provided under the:
Commercial General Liability Coverage Part
Products - Completed Operations Liability Coverage Part
1. Section I - Coverage A, Exclusion - Damage to Property is deleted and replaced as follows:
’

IDamage to Property
“Property damage” to:

(1)

Property that the insured owns, rents, or occupies, including any costs or expenses incurred by
you, or any other person, organization or entity, for repair, replacement, enhancement, restoration
or maintenance of such property for any reason, including prevention of injury to a person or
damage to another’s property;

(2)

Premises the insured sells, gives away, abandons, or ceases to have operational control over, if the
“property damage” arises out of any part of those premises;

(3)
(4)
(5)

Property loaned to the insured;
Property in the care, custody or control of the insured;
That particular part of real property on which you or any contractors or subcontractors working
directly or indirectly on your behalf are performing operations, if the “property damage” arises out
of those operations; or

(6)That particular part of any property that must be restored, repaired or replaced because “your
work” was incorrectly performed on such property.
Paragraph (2) of this exclusion does not apply if the premises are “your work” and were never

STF-CGL-1570 A CW (S/02)

Page 1 of 2

Paragraphs (3), (4), (5) and (6) of this exclusion do not apply to liability assumed under a sidetrack
agreement.
Paragraph (6) of this exclusion does not apply to “property damage” included in the “productscompleted operations hazard”.
2 . Section V - Definitions - “ Property Damage” is deleted and replaced as follows:
“Property damage” means:
a . Physical injury to tangible property, including all resulting loss of use of that property. All
such loss of use shall be deemed to occur at the time of the physical injury that caused it; or
b. Loss of use of tangible property that is not physically injured, All such loss shall be deemed to
occur at the time of the “occurrence” that caused it.
For the purposes of this insurance, electronic data is not tangible property.
As used in this definition, electronic data means information, facts or programs stored as or on,
created or used on, or transmitted to or from computer software, including systems and
applications software, hard or floppy disks, CD-ROMS, tapes, drives, cells, data processing
devices or any other media which are used with electronically controlled equipment,

e

ZURICH

\%eadfast

Insurance Company

POLQ

NO.

EFF. DATE OFPOL

EXP. DATE OF POL

El-F. DATE OF ENDT.

PRODUCER

DATEPREPARED

END0~EMEN-r

4/l/2003

4/l/2004

4/l/2003

18309

412312003

#24

SCO3770423-02

Named Insured: CorrectiousCorporation of America
Revised Personal Injury and Advertising Injury Exclusion
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY
This endorsement modifies insurance provided under the:
Commercial General Liability Coverage Part
1. Coverage B. Personal Injury and Advertising Injury Liability, 2. Exclusions is replaced as follows:
This insurance does not apply to:
/’

\.

a . “Personal injury” or “advertising injury”:
(1) False Publications
Arising out of oral or written publication of material, if done by or at the direction of the insured
with knowledge of its falsity;
(2) Publications Prior to Policy Period
Arising out of oral or written publication of material whose first publication took place before the
beginning of the policy period;
(3) Violation of Penal Statutes or Ordinances
Arising out of the willful violation of a penal statute or’ordinance committed---.-__
by or with the
__ r
consent of the insured;

(4)

Liability Assumed by Contract
For which the insured has assumed liability in a contract or agreement. This exclusion does not
apply to liability for “damages” that the insured would have in the absence of the contract or
agreement;

(5)

Pollution
(a) Arising out of the actual, alleged or threatened discharge, dispersal, seepage, migration,
release or escape of pollutants at any time.
(b) Any loss, cost or expense arising out of any:

Countersigned
57! A CW (8102)
PAGE 1 OF

4

(i) Request, demand or order that any insured or others test for, monitor, clean up, remove,
contain, treat, detoxify or neutralize, or in any way respond to, or assess the effects of
pollutants; or
(ii) Claim or suit by or on behalf of a governmental authority for damages because of testing
for, monitoring, cleaning up, removing, containing, treating, detoxifying or neutralizing, or
in any way responding to, or assessing the effects of pollutants.
Pollutants means any solid, liquid, gaseous or thermal irritant, or contaminant, including smoke,
vapors, soot, fumes, acids, alkalis, chemicals and waste. Waste includes materials to be recycled,
reconditioned or reclaimed.
(6) Asbestos
Any obligation of ours:
(a) To investigate, settle or defend any claim or “suit” against any insured alleging actual or
threatened injury or damages of any nature or kind, including loss of use to persons or
property, which arises out of or would not have occurred but for:
(i) Exposure to asbestos; .or
(ii) Manifestation of any disease relating to the exposure to asbestos during the policy period
or at any time prior to the policy period;
(b) To pay, contribute or indemnify another for any injury or damage resulting in judgments,
settlements, loss, costs or expenses awarded or incurred that:
(i) Arises out of any such claims or “suit”; or
(ii) Arises due to compliance with any action authorized by law relating to such injury or
damage.
(7) Employment Related Practices
To a person arising out of any:
(9

(9
(ii)

Refusal to employ that person;
Termination of that person’s employment; or

(iii)
Employment-related practices, policies, acts or omissions, such as coercion,
demotion, evaluation, reassignment, discipline, defamation, harassment, humiliation!
or discrimination directed at that person; or
(b)

The spouse, child, parent, brother or sister of that person as a consequence of “personal
injury” or “advertising injury” to that person at whom any of the employment-related
practices described in paragraphs (i), (ii) or (iii) above is directed.

This exclusion applies:
(1)

Whether the insured may be liable as an employer or in any other capacity; and

(2)

To any obligation to share damages with or repay someone else who must paj
damages because of the injury.

(8) Breach of Contract
Breach of contract;
(9) Advertised Quality or Performance
STF-CGL-1571 A CW (8/02)
PAGE 2 OF 4

The failure of goods, products or services to conform with advertised quality or performance;
(10) Wrong Price
The wrong description of the price of goods, products or services;
(11) Advertising, Broadcasting, Publishing or Telecasting Business
An offense committed by an insured whose business is:
(a) advertising, broadcasting, publishing or telecasting; or
(b) designing or determining content of websites for others; or
(c) An Internet search, access, content, or service provider;
(For the purposes of this exclusion, the placing of fi-ames, borders or links, or advertising, for you or
others anywhere on the Internet is not by itself, considered the business of advertising, broadcasting,
publishing or telecasting).
(12) Intellectual Property Rights
Infringement or dilution of intellectual property rights including, without limitation,
copyright, title, slogan, trademark, service mark, trade dress, service dress, trade name, patent
or other intellectual property rights, whether direct, contributory or by inducement;
(13) Trade Secrets
The misappropriation, use or disclosure of trade secrets;
(14) Advertising Ideas
The misappropriation of advertising ideas or style of doing business;
(15) Electronic Chatrooms Or Bulletin Boards
Any offense arising out of an electronic chatroom or bulletin board the insured hosts,
or over which the insured exercises control; or

owns,

(16) Unauthorized Use of Another’s Name or Product
Any offense arising out of the unauthorized use of another’s name or product in your e-mail
address, domain name or metatag, or any similar tactics to mislead another’s potential
customers.
2 . Section V. Definitions, the following are replaced as follows:
“Advertising injury” .means injury arising out of one or more of the following offenses:
a. Oral or written publication, in any manner, of material that slanders or libels a person or
organization or disparages a person’s or organization’s goods, products or services; or
b . Oral or written publication, in any manner, of material that violates a person’s right of
privacy.
Such offenses must be committed in the course of advertising your goods or products during the
“policy period.”
For the purpose of this definition, publication includes material placed on the Internet or on
similar electronic means of communication.
STF-CGL-1571 A CW (8/02)
PAGE

3

OF

4

“Coverage Territory” ” means:
a. The United States of America (including its territories and possessions), Puerto Rico and Canada:
b. International waters or airspace, provided the injury or damage does not occur in the course c
travel or transportation to or from any place not included in (a) above; or
c . All other parts of the world if:
(1) The injury or damage arises out of:
(a) Goods or products made or sold by you in the territory described in a. above; or
(b) The activities of a person whose home is in the territory described in a. above, but is awa
for a short time on your business; and
(2) “Personal injury” and “advertising injury” offenses that take place through the Internet c
similar means of communication,
provided the insured’s responsibility to pay “damages” is determined in a “suit” on the merits, i
the territory described in a. above or in a settlement we agree to.
“Personal injury” means injury, other than “bodily injury,” arising out of one or more of the followin
offenses:
a. False arrest, detention or imprisonment;
b. Malicious prosecution;
c. Any of the following acts if done by or on behalf of an owner, landlord or lessor:
(1) Wrongful eviction from,
(2) Wrongful entry into, or
(3) Invasion of the right or private occupancy of a room, dwelling or premises that a perso
occupies;
d. Oral or written publication, in any manner, of material that slanders or libels a person c
organization or disparages a person’s or organization’s goods, products or services; or
e. Oral or written publication, in any manner, of material that violates a person’s right of privacy.

@B

ZURICH

, ,, Steadfast Insurance Company
POLICY NO.

EFF. DATE OF POL.

SCO3770423-02

4/l/2003

EX!=. D A T E O F P O L .

4/l/2004

EFF. DATE OF
ENDT.

4/l/2003

I

PRODUCER

ENDORSEMENT

DATE
PREPARED

18309

4/23/2003
I

#25
I

Named Insured: Corrections Corporation of America
Insured’s Duties In The Event of Occurrence, Claim or Suit
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
This endorsement modifies insurance provided under the:
Commercial General Liability Coverage Part

It is understood and agreed that:
A . Paragraph a. of Section IV., Condition 2, is deleted and replaced by the following:
2.

Duties In The Event Of “Occurrence”, Offense, Claim or Suit
a.

,

i

In the event any insured under this policy learns or is put on notice of any LLoccurrence” or offense that might reasonably give rise to a claim or potential claim, alone or in combination with other claims or potential claims, or if a
claim or “suit” is brought against any insured, written notice containing any available particulars sufficient to identify the insured, any injured parties and any available witnesses and the time, place and circumstances pertinent to the
claim or “suit” shall be given to us within 15 days or as soon as is reasonably practicable thereafter.

B. The following paragraph is added to Section IV. Condition 2:
e.

All notices that you send us in accordance with Condition 2 shall be sent to the following address:
Steadfast Insurance Company
1400 American Lane
Schaumburg, IL., 60196

Countersigned
STF-CGL-1220 A CW (7/98)

@

ZURICH

,’ pteadfast Insurance Company
POLICY NO.

EFF. DATE OF POL

EXP. DATEOFPOL

SCO3770423-02

4/l/2003

4/l/2004

EW. DATE

OF ENDT.

4/l/2003

PRODUCER

18309

DATEPREPARED

4/23/2003

ENDoRsm

#26

Named Insured: Corrections Corporation of America
Important Notice Service of Suit Clause

In the event of our failure to pay any amount to be due under this policy, -at your request, we will submit to the jurisdiction of a
court of competent jurisdiction within the United States. Nothing in this condition constitutes or should be understood to constitute
a waiver of our right to commence an action in any court of competent jurisdiction in the United States to remove an action to a
United States District Court or to seek a transfer of a case to another court as permitted by the laws of the United States or any state
in the United States. It is agreed that service of process in such suit may be made upon our General Counsel, Law Department,
Steadfast Insurance Company, 1400 American Lane, Schaumburg, Illinois 60196-1056, or his or her representative, and we will
abide by the final decision of such court or of any appellate court in the event of an appeal of any suit initiated against us under this
policy.
If any statute of any state, territory or district of the United States requires service of process be made upon an officer of the state,
we designate the Superintendent, Commissioner, or Director of Insurance, or other officer specified for this purpose in the statute,
as our true and latil attorney whom may be served any lawful process instituted by you or on your behalf, or any beneficiary,
arising out of this policy. We designate our General Counsel as the person to whom the officer is authorized to mail such process.
.i

i

In Witness Clause
In return for the payment of premium, and subject to the terms of this policy, we agree to provide insurance as stated in this policy.
This policy shall not be valid unless countersigned by our duly authorized representative.
In Witness Whereof, we have executed this policy, and, where required, have had it countersigned by our duly authorized
representative.

President
Steadfast Insurance Company

Corporate Secretary
Steadfast Insurance Company

Countersigned
STF-CGL-1221 A CW (8198)

ZURICH
Steadfast Insurance Company
POLICY

NO.

SC0 3770423-02

EFF. DATE OF POL

FXP. DATE OF POL

EFF. DATE OF ENDT.

4/l/2003

4/l/2004

4/l/2003

L
PRODUCER

18309

,z”i
I

I

Named Insured: Corrections Corporation of America
.i

Certified Acts Of Terrorism And Other Acts Of Terrorism Exclusion
I

I

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
This endorsement modifies insurance provided under the:
Commercial General Liability Coverage Part

The following exclusion is added to paragraph 2. Exclusions of Section I - Coverage A - Bodily Injury And Property Damage Liability and Coverage B - Personal Injury and Advertising Injury Liability:
2.

Exclusions
This insurance does not apply to:
Terrorism
“Bodily injury”, “property damage”, “ personal injury” or “advertising injury” arising, directly or indirectly, out of a “certified act of terrorism” or “other act of terrorism”, including any action taken in hindering or defending against an actual or
expected “certified act of terrorism” or “other act of terrorism”. This exclusion applies regardless of any other cause or
event that contributes concurrently or in any sequence to the injury or damage.
However, with respect to an “other act of terrorism” this exclusion only applies if one or more of the following are attributable to such act:
(1) The total of insured damage to all types of property exceeds $25,000,000. In determining whether the $25,000,000
threshold is exceeded, we will include all insured damage sustained by property of all persons and entities affected by
the terrorism and business interruption losses sustained by owners or occupants of the damaged property. For the purpose of this provision, insured damage means damage-that is covered by any insurance plus damage that would be covered by any insurance but for the application of any terrorism exclusions; or
(2) Fifty or more persons sustain death or serious physical injury. For the purposes of this provision, serious physical injury means:
(a) Physical injury that involves a substantial risk of death; or
(b) Protracted and obvious physical disfigurement; or
(c) Protracted loss or impairment of the function of a bodily member or organ; or
(3) The terrorism involves the use, release or escape of nuclear materials, or directly or indirectly results in nuclear reaction or radiation or radioactive contamination; or
(4) The terrorism is carried out by means of the dispersal or application of pathogenic or poisonous biological or chemical
materials; or

includes copyrighted material of IS0 Properties, Inc. with its permission.

STF-CGL-1581-A (12102)
Page 1 of2

(5) Pathogenic or poisonous biological or chemical materials are released, and it appears that one purpose of the terrorism
was to release such materials.
B.
,’ -‘,

i

The following definitions are added to Section V. Definitions:
“ Certified act of terrorism” means any act that is certified by the Secretary of the Treasury, in concurrence with the Secretary of State and the Attorney General of the United States to be an act of terrorism pursuant to the federal Terrorism Risk
Insurance Act of 2002. Section 102 of the Terrorism Risk Insurance Act of 2002 sets forth the criteria and process that the
Secretary of the Treasury shall use to determine whether to certify an act of terrorism.
“Other act of terrorism” means a violent act or an act that is dangerous to human life, property or inli-astructure that is
committed by an individual or individuals and that appears to be part of an effort to coerce a civilian population or to tiu.ence the policy or affect the conduct of any government by coercion, but that is not a “certified act of terrorism”. However,
“other act of terrorism” does not include an act which meets the criteria set forth in the definition of “certified act of terrorism” when such act resulted in aggregate losses of $5 million or less. Multiple “other acts of terrorism” which occur
within a seventy-two hour period and appear to be carried out in concert or to have a related purpose or common leadership
shall be considered to be one “other act of terrorism”.

e

ZURICH

: m-$teadfast

Insurance Company

POIXYNO.

EFF. DATEOFI’OL

SC0 3770423-02

4/l/2003

Named Insured:

EXP. DATE OF POL

EFF. DATE OF ENDT.

4/l/2004

4/l/2003

PRODUCER

DATEPREPARED

18309

8/20/2003

ENDORSEMENT

#28

Corrections Corporation of America
Additional Insured - Premises/Ongoing Operations

,

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY

This endorsement

modifies insurance provided under the :

Commercial General Liability Coverage Part
Who is an Insured (Section IJJ is amended to include as an insured any person or organization for whom you are
performing operations when you are required by a specific written contract to add such person or organization as an
” ~)&litional insured on your policy.
i--,
- But such person or organization is an additional insured only:
a with respect to liability and “damages” arising out of premises or ongoing operations;
b . as a result of “your work” ; and
c. based on a specific written contract with the additional insured.
The insurance afEorded the additional insured does not apply to liability or “damages” ;
a arising out of the “products/completed operations hazanY ; or
b . in the event of sole negligence of the additional insured.
The insurance provided by this endorsement is no broader than the
same terms as required by your contract.

insuring agreement of this policy and may not be the
.- . _

Countersigned
STF-CGL-1645A CW (7/98)

@

ZURICH

i Steadfast Insurance Company
POLICYNO.’

EFF. DATE OF POL

SC0 3770423-02
Named I&red:

4/l/2003

EXP.DATEOFFOL

EFF. DATE OF

4/l/2004

EMIT.

612312003

PRODUCER

18309

DATEPREF’ARED

ENDORSEMY

812012003

Corrections Corporation of America

Amendment to Coverage

THIS EM)ORSEMENI’

CHANGES THE POLICY. PLEASE READ IT CARJWULLY

This endorsement modifies insurance provided under the:
Commercial General Liability Coverage Part
It is agreed that the following location is added to this

policy:

20875 Hwy. 79
Taylor, TX 76574
Exposure: 2,000 square feet

Countersigned
STF-CGL-1499 A CW (7/98)

#29

ZURICH

-?eadfast Insurance Company
POLICY NO.

EFF. DATE OF POL

EXP. DATE OF POL

EFF. DATE OF !ZNDT.

PRODUCER

SC0 3770423-02

4/l/2003

4/l/2004

4/l/2003

18309

DATEPREPARED

1l/5/2003

ENDORSEMENT

#30

NamedInsured: Corrections Corporation of America
This Endorsement deletes and replaces Endorsement #2.

Broad Form Named Insured & Listing - Revision

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY

It is agreed the policy Declarations page is amended as respects “Named Insured” to include:

a. Any subsidiary corpq-ations ( including subsidiaries of them as well) which is owned by you or any partnership which
you are engaged in at the inception of this policy, provided you declared them to us prior to the inception of this policy.
A corporation will be deemed to be a subsidiary ifat least 50.1% of the voting stock is owned by its parent
corporation.
j’
. I;
b. The following:
Corrections Corporation of America
TransCor

America, LLC

Technical and Business Institute of America
Tri County Extradition, Inc.
Ronald Lee Suties Tri County Extradition, Inc.

rountersigned
Authorized Repkentative
STF-CGL-1001b A CW (7/98)

i -q eadfast Insurance Company
r‘. I$
I’

POLICYNO.

EFF. DATEOFFOL

EXE’. DATEOFFOL

EFF. DATE OF ENDT.

PRODUCER

4/l/2003

4/l/2004

4/l/2003

18309

SC0 3770423-02

DATEEZPARED

1l/5/2003

lf5NDoRsEMENT

#31

‘Namedhsured: Corrections Corporation of America
This Endorsement deletes and replaces Endorsement #7.

Revision - Designated Location(s) Coverage
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREmTLLY
This endorsement modifies insurance provided under the:
Commercial General Liability Coverage Part
This policy applies to “‘bodily inj@‘, “property damage”, “personal injuf or “advertising inju@’ arising out of ‘yoW
work” or operations as respects the Location(s) shown in the Schedule. This policy does not apply to any other Location(s
not shown in the Schedule.

py .-yyzHEDm
_. -_
Designated

Location(s):
Bartlett State Jail, Bartlett, TX
Bay Correctional Facility, Panama City, FL
Bay County, Panama City, FL
Bent County Correctional, Las Animas, CO
Bridgeport Pre-Parole, Bridgeport, TX
California City, Califo’rnia City, CA
Central Arizona Detention, Florence, AZ
Cibola County, Milan, NM
Cimarron, Cushing, OK
Citrus County Detention, Lecanto, FL
Coffee County, Nichols, GA
Corporate t-leadquarters, Nashville, TN
Correctional Treatment Facility, Washington, DC
Crossroads, Shelby, MT
DavA L. Moss, Tulsa, OK

countersigned
STF-CGL-I 010 A CW (7/98)

Page 1 of 3

/ .--$~ ‘ j

steadfast Insurance Company
POLICYNO.

EFF. DAEOFPOL.

EXP. DATE OF POL

SC0 3770423-02

4&‘2003

4/l/2004

ET. DATE OF ENDT.

4/l/2003

PRODUCER

DATEPREPARED

18309

1l/5/2003

ENDORSEMENT
#3 1 (contd.)

Named Jimred: Corrections Corporation of America
Revision - Designated Location(s) Coverag<

I

Diamondback, Watonga, OK
Eden Detention Center, Eden, TX
Elizabeth Detention Center, Elizabeth, NJ
Eloy Detention Center, Eloy, AZ
Florence Correctional, Florence, AZ
Gadsden Correction, Quincy, FL
Hardeman County Correctional Whiteville, TN
Hermando County, Brooksville, FL
Houston Processing, Houston, TX
Huerfano County Correction, Walsenburg, CO
Idaho State, Kuna, ID
Kit Carson, Burlington, CO
Lake City Correctional Facility, Lake City, FL
Laredo Processing, Laredo,TX
Leavenworth Detention, Leavenworth, KS
Lee Adjustment, Beattyville, KY
Liberty County Jail, Liberty, TX
Marion Adjustment, St. Mary, KY
Marion County Jail, Indianapolis, IN
Mcrae, Mcrae, GA
Metro-Davidson County Detention, Nashville, TN
Mineral Wells Pre-Parole, Mineral Wells,TX
New Mexico Womens, Grants, NM
North East Ohio Correctional, Youngstown, OH
NorthFolk Correctional, Sayre, OK
Otter Creek, Wheelwright, KY

Tountersigned
Author&d Representa@!

,:

1

” jteadfast Insurance Company
POLICY NO.

EFF. DATE OF POL

SC0 3770423-02

4/l/2003

EXP. DATE OF POL

4/l/2004

EFF. DATEOF

E?NDT.

4/l/2003

PRODUCER

18309

DATEPWARED

1l/5/2003

ENDORSEMENT

#3 1 (cont’d.)

Named Insured: Corrections Corporation of America

Revision - Designated Location(s) Coverage

i. ‘t

- Prairie Correctional Facility, Appleton, MN
- San Diego Federal/City, San Diego, CA
- Sanders Estes, Venus, TX
- Shelby Training Center, Memphis, TN
- Silverdale, Chattanooga, TN
- South Central Correctional, Clifton, TN
- Southern NV Womens Facility, Las Vegas, NV
- Stewart County, GA
- T. Don Hutto Correctional, Taylor, TX
- Tall Tree, Memphis TN
- Tallahatchie, Tutwiler, MS
- Torrance County Detention, Estancia, NM
- Transcor, Nashville, TN
- Webb County, Laredo, TX
- West Tennessee Detention, Mason, TN
- Wheeler County, Alamo, GA
- Whiteville, Whiteville, TN
- Wilkinson Co. Prison, Woodville, MS
- Winn Parish Correctional, Winnfield, LA
Sierra West Warehouse. Fresno. CA
Tri-County Extradition, Banning, CA
San Diego Jail, San Diego, CA
Dwelling, Walsenburg, CO
Crowley Correctional Facility, Olney Springs, CO
Transcor Office, Cocoa, FL
Bay County Annex, Panama City, FL
House & Trailer, Wheel Wright, KY
Transcor Office, Taylor, TX

Countersigned
Author&d Representati
STF-CGL-1010 A CW (7/98)

Page 3 of 3

e

ZURICH

Steadfast Insurance Company
POLICY NO.

EFF. DATE! OF

EXP. DATE OF

SC0 3770423-02

4/1!03

4/lEi4

EFF. DATE OF !ZNDT.

4/l/2003

DATEPREF’ARED

PRODUCER

18309

ENDORSEME

1l/5/2003

#32

Named Insured: Corrections Corporation of America

Amendment to Coverage

‘ITHIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY

This endorsement modifies insurance provided under the:
Commercial General Liability Coverage Part
It is agreed that the form number of Endorsement #9 on Page 2 of 2, is amended to read:
STF-CGL1407 F CW (7/98)

Countersigned
Authoriz&

Representativ
STF-CGL-1499 A CW (7/98)

e

ZURICH

* MeJteadfast

Insurance Company

POLICY NO.

EFF. DATE OF POL

!ZXP. DATEOFPOL

SCO3770423-02

4/l/2003

EFF. DATE OF ENDT.

PRODUCER

4/l/2004

4/l/2003

18309

Named Insured:

DATEPREPARED

ENDORSEMENT

12/17/2003

#33

CorrectionsCorporationofAmerica
Additional Insured - Person or Organization@esignated)
Primary/Non-Contributory Insurance

I.

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY
!’ .
This endorsement modifies insurance provided under the:
Commercial General Liability Coverage Part

SCHEIXJLE
i’

”’ - 1 iarne of Person or Organization:

City of Lodi, its Elected and Appointed Boards, Commissions,
Officers, Agents and Employees;
City of Redding its officers, officials, employees, and volunteers;
City and County of San Francisco, its officers, agents and employees

Who Is An Insured ( Section II ) is amended to include as an insured the person or organization shown in the
Schedule, but only with respect to liability arising out of your work or premises owned by or rented to you.
Also, the insurance provided by this policy will be primary and non-contributory insurance, but only as respects a
claim, loss or liability arising out of insured operations or work on behalf of you performed under an “insured
contract” between you and the person or organization shown in the Schedule above, that requires you to maintain
such primary and non-contributory insurance and to include them as an additional insured.

iountersigned
STF-CGL-1639 B CW (7/98)